Date authorised
1 April 2013
Companies House
05520001
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Garfield House
    165-167 High Street
    Rayleigh
    Essex
    SS6 7QA
    UNITED KINGDOM
    Phone
    +4401702431130
  • Complaints Contact

    Garfield House
    165-167 High Street
    Rayleigh
    Essex
    SS6 7QA
    UNITED KINGDOM
    Phone
    +4401702431130

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Islamic Mortgage Advice

    For Customer, Home purchase plans

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Negotiation

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000
  • Debt Advice

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000
  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Credit Score Services

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Chantelle Louise Selwood

    IRN CXS00171

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • CF1 Director (AR) (since 11 Apr 2025)
    • Appointed representative dealing with clients for which they require qualification (since 9 Nov 2023)
  • Charles Nairn

    IRN CXN00214

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 15 Apr 2024)
  • Charlie-George Buffin

    IRN CXB00014

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 12 Aug 2025)
    • CF30 Customer (since 9 Aug 2025)
    • Appointed representative dealing with clients for which they require qualification (since 10 Jul 2025)
    • Appointed representative dealing with clients for which they require qualification (2 Sep 2020 to 10 Mar 2025)
  • Charlotte Naomi Green

    IRN CXG00210

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 20 Oct 2022)
  • Cheryl Thompson

    IRN CXT00013

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • CF30 Customer (28 Apr 2015 to 8 Dec 2019)
  • Cheryl Williams

    IRN CXW00229

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 21 Mar 2022)
    • CF1 Director (AR) (since 18 Mar 2022)
    • [FCA CF] Functions requiring qualifications (19 Jan 2022 to 21 Mar 2022)
  • Cheyne Wilcocks

    IRN CDW00036

    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 19 Sep 2023)
  • Ching Ho Alex Kwan

    IRN CXK00361

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 1 Dec 2025)
  • Chloe Athena House

    IRN CXH00251

    • Appointed representative dealing with clients for which they require qualification (15 Sep 2021 to 10 Feb 2022)
  • Chon Man Lou

    IRN CXL00114

    • Appointed representative dealing with clients for which they require qualification (30 Nov 2022 to 17 Apr 2024)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

  • Terry Lowrie-Herz (no longer appointed)

    FRN 496817 · Appointed 10 Feb 2021 · Until 16 Mar 2023

  • Zis Financial Services Ltd (no longer appointed)

    FRN 941573 · Appointed 21 Dec 2020 · Until 6 Jul 2022

  • Maxcap Group Ltd (no longer appointed)

    FRN 940226 · Appointed 3 Dec 2020 · Until 20 Jan 2021

  • Four Specialist Finance Ltd (no longer appointed)

    FRN 939538 · Appointed 27 Nov 2020 · Until 1 Nov 2023

  • Viet Finances Ltd (no longer appointed)

    FRN 939424 · Appointed 26 Nov 2020 · Until 22 Aug 2022

  • Glyn Smith (no longer appointed)

    FRN 939419 · Appointed 26 Nov 2020 · Until 1 Aug 2022

  • Richard Cullen (no longer appointed)

    FRN 936535 · Appointed 19 Oct 2020 · Until 14 Nov 2023

  • Martin Zvonicek (no longer appointed)

    FRN 936534 · Appointed 19 Oct 2020 · Until 8 Sep 2021

  • Colin Dodds (no longer appointed)

    FRN 936408 · Appointed 15 Oct 2020 · Until 13 Jun 2022

  • Kevin Gribble (no longer appointed)

    FRN 936242 · Appointed 14 Oct 2020 · Until 3 Apr 2024

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.