Nationwide Building Society

FRN: 106078
Date authorised: 1 April 2013
Last scraped: 3 days ago

Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

Nationwide House

Pipers Way

Swindon

Wiltshire

SN38 1NW

UNITED KINGDOM

Phone

+443457302011

Web

https://www.nationwide.co.uk
Complaints Contact

Nationwide House

Pipers Way

Swindon

Wiltshire

SN38 1NW

UNITED KINGDOM

Phone

+443457302011

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
Buy-to-Let Mortgage Admin
Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Buy-to-Let Mortgage Lending
Mortgage Servicing

For Customer, Regulated mortgage contract
Investment Advice (no pensions)

For Retail (Investment), Professional, Eligible Counterparty, Retail (Non-Investment Insurance), Commercial, Life Policy, Non-investment insurance contracts
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Eligible Counterparty, Professional, Commercial, Retail (Investment), Retail (Non-Investment Insurance), Future (excluding a commodity future and a rolling spot forex contract), Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Rolling spot forex contract, Government and public security, Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Share, Spread Bet, Warrant, Life Policy, Non-investment insurance contracts
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Arranging

For Customer, Regulated mortgage contract
Credit Brokering
Stockbroking

For Retail (Non-Investment Insurance), Commercial, Eligible Counterparty, Professional, Retail (Investment), Non-investment insurance contracts, Rolling spot forex contract, Share, Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Spread Bet, Warrant
Show 2 limitations Hide limitations
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
Trades With You Directly

For Retail (Investment), Professional, Eligible Counterparty, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Rights to or interests in investments (Security), Option (excluding a commodity option and an option on a commodity future), Future (excluding a commodity future and a rolling spot forex contract), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Rights to or interests in investments (Contractually Based Investments)
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Debt Negotiation
Show 1 limitation Hide limitations
- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Collection
Debt Advice
Show 1 limitation Hide limitations
- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Mortgage Lending

For Customer, Regulated mortgage contract
Consumer Loans
Loan Servicing
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Eligible Counterparty, Professional, Retail (Investment), Retail (Non-Investment Insurance), Debenture, Warrant, Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Option (excluding a commodity option and an option on a commodity future), Share, Spread Bet, Rolling spot forex contract, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Unit, Life Policy, Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Credit Score Services
Show 1 limitation Hide limitations
- · This permission is limited to not carrying out credit repair services

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Lisa Butler
IRN LXP85707
- (3469)[FCA CF] Functions requiring qualifications (7 Mar 2016 to 1 Apr 2022)
Lisa Clapham
IRN LXW84947
- (1090)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1091)[FCA CF] Functions requiring qualifications (since 16 Oct 2024)
- (2598)[FCA CF] Functions requiring qualifications (10 Jun 2020 to 12 Jul 2021)
Lisa Dowling
IRN LMM01090
- (1522)[FCA CF] Functions requiring qualifications (18 Jul 2017 to 16 Jan 2023)
- (1521)CF30 Customer (28 Jul 2008 to 23 Oct 2010)
Lisa Folly
IRN LXF85677
- (3488)[FCA CF] Functions requiring qualifications (7 Mar 2016 to 1 Oct 2021)
Lisa Helen Clements
IRN LXH58735
- (1234)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1235)[FCA CF] Functions requiring qualifications (since 13 May 2026)
Lisa Jane Millward
IRN LJV01010
- (3650)CF30 Customer (11 Oct 2013 to 5 Feb 2015)
Lisa Jayne Cookson
IRN LJC01141
- (1704)[FCA CF] Functions requiring qualifications (11 Sep 2023 to 31 Jan 2024)
- (1703)[FCA CF] Manager of certification employee (16 Jun 2020 to 1 Jul 2020)
- (1701)CF30 Customer (1 Nov 2007 to 6 Mar 2016)
- (1702)CF22 Investment Adviser (Trainee) (29 May 2007 to 31 Oct 2007)
Lisa Law
IRN LXL00002
- (2895)[FCA CF] Functions requiring qualifications (7 Mar 2016 to 31 Jan 2024)
- (2893)CF30 Customer (1 Nov 2007 to 6 Mar 2016)
- (2894)CF21 Investment Adviser (13 Oct 2004 to 31 Oct 2007)
Lisa Margaret Katie Kilcommons
IRN LMK01038
- (910)CF22 Investment Adviser (Trainee) (12 Sep 2006 to 19 Feb 2007)
Lisa Marie Noonan
IRN LXN00059
- (459)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (460)[FCA CF] Functions requiring qualifications (since 2 Apr 2026)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

J W Homes (no longer appointed)
FRN 460351 · Appointed 22 Nov 2006 · Until 17 Sep 2008
Nicholsons Yorkshire Coast Estate Agents Ltd (no longer appointed)
FRN 460352 · Appointed 22 Nov 2006 · Until 29 Sep 2009
Bromleys Ltd (no longer appointed)
FRN 459021 · Appointed 25 Oct 2006 · Until 8 May 2007
Mapus Smith & Lemmon (no longer appointed)
FRN 458718 · Appointed 17 Oct 2006 · Until 31 Dec 2010
Appletree Ltd (no longer appointed)
FRN 458137 · Appointed 4 Oct 2006 · Until 31 Dec 2010
Bairstow Eves (West Midlands) Ltd (no longer appointed)
FRN 457764 · Appointed 27 Sep 2006 · Until 17 Oct 2008
Gardner Massey Wright (no longer appointed)
FRN 457683 · Appointed 26 Sep 2006 · Until 31 Dec 2010
Giles Smith Independent Financial Services Ltd (no longer appointed)
FRN 457623 · Appointed 25 Sep 2006 · Until 31 Dec 2010
Larards Property Management Ltd (no longer appointed)
FRN 434008 · Appointed 21 Sep 2006 · Until 31 Dec 2010
Miller & Son (no longer appointed)
FRN 457555 · Appointed 21 Sep 2006 · Until 31 Dec 2010

Recent activity

Updates to this firm's record on the FCA register.

3 days ago
trading name added: KPR Debt Collection
3 days ago
trading name added: Hearth
3 days ago
trading name added: Dunfermline Direct
3 days ago
trading name added: Dunfermline Building Society
3 days ago
trading name added: Derbyshire Direct
3 days ago
trading name added: Derbyshire Building Society
3 days ago
trading name added: Cheshire Building Society
3 days ago
trading name added: The Derbyshire
3 days ago
trading name added: Salt Commercial
3 days ago
trading name added: Nationwide UK (Ireland)

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.