Nationwide Building Society

FRN: 106078
Date authorised: 1 April 2013
Last scraped: 1 day ago

Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

Nationwide House

Pipers Way

Swindon

Wiltshire

SN38 1NW

UNITED KINGDOM

Phone

+443457302011

Web

https://www.nationwide.co.uk
Complaints Contact

Nationwide House

Pipers Way

Swindon

Wiltshire

SN38 1NW

UNITED KINGDOM

Phone

+443457302011

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
Buy-to-Let Mortgage Admin
Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Buy-to-Let Mortgage Lending
Mortgage Servicing

For Customer, Regulated mortgage contract
Investment Advice (no pensions)

For Retail (Investment), Professional, Eligible Counterparty, Retail (Non-Investment Insurance), Commercial, Life Policy, Non-investment insurance contracts
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Eligible Counterparty, Professional, Commercial, Retail (Investment), Retail (Non-Investment Insurance), Future (excluding a commodity future and a rolling spot forex contract), Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Rolling spot forex contract, Government and public security, Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Share, Spread Bet, Warrant, Life Policy, Non-investment insurance contracts
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Arranging

For Customer, Regulated mortgage contract
Credit Brokering
Stockbroking

For Retail (Non-Investment Insurance), Commercial, Eligible Counterparty, Professional, Retail (Investment), Non-investment insurance contracts, Rolling spot forex contract, Share, Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Spread Bet, Warrant
Show 2 limitations Hide limitations
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
Trades With You Directly

For Retail (Investment), Professional, Eligible Counterparty, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Rights to or interests in investments (Security), Option (excluding a commodity option and an option on a commodity future), Future (excluding a commodity future and a rolling spot forex contract), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Rights to or interests in investments (Contractually Based Investments)
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Debt Negotiation
Show 1 limitation Hide limitations
- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Collection
Debt Advice
Show 1 limitation Hide limitations
- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Mortgage Lending

For Customer, Regulated mortgage contract
Consumer Loans
Loan Servicing
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Eligible Counterparty, Professional, Retail (Investment), Retail (Non-Investment Insurance), Debenture, Warrant, Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Option (excluding a commodity option and an option on a commodity future), Share, Spread Bet, Rolling spot forex contract, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Unit, Life Policy, Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Credit Score Services
Show 1 limitation Hide limitations
- · This permission is limited to not carrying out credit repair services

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Lauren Coleen Boys
IRN LCB01052
- (1631)CF30 Customer (30 Jun 2008 to 22 Apr 2014)
Lauren Swift
IRN LXS85542
- (3540)[FCA CF] Functions requiring qualifications (22 Feb 2019 to 29 May 2020)
Leah D'Agostino
IRN LXD00206
- (432)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (433)[FCA CF] Functions requiring qualifications (since 2 Mar 2022)
Leah Effanga
IRN LXE86079
- (3312)[FCA CF] Functions requiring qualifications (20 Aug 2019 to 1 Nov 2021)
Leanda Dawn Cardall
IRN LDM00007
- (2366)CF21 Investment Adviser (1 Dec 2001 to 8 Mar 2005)
Leanne Berry
IRN LXB01414
- (3983)[FCA CF] Functions requiring qualifications (7 Mar 2016 to 31 Jan 2024)
- (3982)CF30 Customer (28 Oct 2013 to 13 Mar 2015)
Leanne Forsyth
IRN LXF77504
- (1215)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1216)[FCA CF] Functions requiring qualifications (since 2 Apr 2026)
Leanne Keane
IRN LXF86195
- (691)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (692)[FCA CF] Manager of certification employee (since 22 Jan 2026)
- (693)[FCA CF] Functions requiring qualifications (since 13 Jan 2025)
- (3251)[FCA CF] Functions requiring qualifications (11 Sep 2020 to 16 Oct 2024)
Leanne Small
IRN LXS01904
- (1298)[FCA CF] Manager of certification employee (1 Nov 2021 to 4 Nov 2024)
- (1299)[FCA CF] Functions requiring qualifications (7 Sep 2020 to 4 Nov 2024)
Leanne Tweed
IRN LXT85833
- (804)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (805)[FCA CF] Functions requiring qualifications (since 7 Mar 2016)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Acres (no longer appointed)
FRN 465597 · Appointed 21 Mar 2007 · Until 30 Apr 2010
Chapel Row Financial Services Ltd (no longer appointed)
FRN 463820 · Appointed 9 Feb 2007 · Until 31 Dec 2010
R.Pau & Co (no longer appointed)
FRN 463607 · Appointed 6 Feb 2007 · Until 25 May 2007
Crick & Mardling (no longer appointed)
FRN 463438 · Appointed 5 Feb 2007 · Until 8 Nov 2007
Keith Clough Financial Services (no longer appointed)
FRN 116064 · Appointed 29 Jan 2007 · Until 31 Dec 2010
Peter Mountain (no longer appointed)
FRN 192481 · Appointed 15 Jan 2007 · Until 31 Dec 2010
Future Agencies Ltd (no longer appointed)
FRN 462254 · Appointed 8 Jan 2007 · Until 5 Nov 2009
Harry Bennett & Associates Ltd (no longer appointed)
FRN 430718 · Appointed 5 Jan 2007 · Until 30 Apr 2010
Gourley McBain (no longer appointed)
FRN 461865 · Appointed 27 Dec 2006 · Until 17 Sep 2008
Nicholsons Yorkshire Coast Estate Agents Ltd (no longer appointed)
FRN 460352 · Appointed 22 Nov 2006 · Until 29 Sep 2009

Recent activity

Updates to this firm's record on the FCA register.

1 day ago
trading name added: KPR Debt Collection
1 day ago
trading name added: Hearth
1 day ago
trading name added: Dunfermline Direct
1 day ago
trading name added: Dunfermline Building Society
1 day ago
trading name added: Derbyshire Direct
1 day ago
trading name added: Derbyshire Building Society
1 day ago
trading name added: Cheshire Building Society
1 day ago
trading name added: The Derbyshire
1 day ago
trading name added: Salt Commercial
1 day ago
trading name added: Nationwide UK (Ireland)

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.