Nationwide Building Society

FRN: 106078
Date authorised: 1 April 2013
Last scraped: 6 days ago

Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

Nationwide House

Pipers Way

Swindon

Wiltshire

SN38 1NW

UNITED KINGDOM

Phone

+443457302011

Web

https://www.nationwide.co.uk
Complaints Contact

Nationwide House

Pipers Way

Swindon

Wiltshire

SN38 1NW

UNITED KINGDOM

Phone

+443457302011

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
Buy-to-Let Mortgage Admin
Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Buy-to-Let Mortgage Lending
Mortgage Servicing

For Customer, Regulated mortgage contract
Investment Advice (no pensions)

For Retail (Investment), Professional, Eligible Counterparty, Retail (Non-Investment Insurance), Commercial, Life Policy, Non-investment insurance contracts
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Eligible Counterparty, Professional, Commercial, Retail (Investment), Retail (Non-Investment Insurance), Future (excluding a commodity future and a rolling spot forex contract), Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Rolling spot forex contract, Government and public security, Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Share, Spread Bet, Warrant, Life Policy, Non-investment insurance contracts
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Arranging

For Customer, Regulated mortgage contract
Credit Brokering
Stockbroking

For Retail (Non-Investment Insurance), Commercial, Eligible Counterparty, Professional, Retail (Investment), Non-investment insurance contracts, Rolling spot forex contract, Share, Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Spread Bet, Warrant
Show 2 limitations Hide limitations
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
Trades With You Directly

For Retail (Investment), Professional, Eligible Counterparty, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Rights to or interests in investments (Security), Option (excluding a commodity option and an option on a commodity future), Future (excluding a commodity future and a rolling spot forex contract), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Rights to or interests in investments (Contractually Based Investments)
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Debt Negotiation
Show 1 limitation Hide limitations
- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Collection
Debt Advice
Show 1 limitation Hide limitations
- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Mortgage Lending

For Customer, Regulated mortgage contract
Consumer Loans
Loan Servicing
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Eligible Counterparty, Professional, Retail (Investment), Retail (Non-Investment Insurance), Debenture, Warrant, Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Option (excluding a commodity option and an option on a commodity future), Share, Spread Bet, Rolling spot forex contract, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Unit, Life Policy, Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Credit Score Services
Show 1 limitation Hide limitations
- · This permission is limited to not carrying out credit repair services

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Luke Hargrove
IRN LXH85437
- (3589)[FCA CF] Functions requiring qualifications (7 Mar 2016 to 17 May 2021)
Luke Jones
IRN LXJ85861
- (794)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (795)[FCA CF] Functions requiring qualifications (since 4 Jul 2017)
Luke Rahimian
IRN LXR85315
- (2418)[FCA CF] Functions requiring qualifications (18 Jun 2019 to 12 Apr 2021)
Luke Taylor
IRN LXT86165
- (3265)[FCA CF] Manager of certification employee (15 May 2020 to 30 Jul 2021)
- (3266)[FCA CF] Functions requiring qualifications (21 Apr 2017 to 6 Sep 2022)
Lyndsay Kay
IRN LXC85895
- (3384)[FCA CF] Functions requiring qualifications (8 Sep 2020 to 8 Nov 2021)
Lyndsay Wood
IRN LXW01238
- (882)CF22 Investment Adviser (Trainee) (8 Jan 2007 to 12 Oct 2007)
Lyndsey Miller
IRN LXM84660
- (1103)[FCA CF] Significant management (since 4 Nov 2019)
- (1101)[PRA CF] Significant risk taker or Material risk taker (since 4 Nov 2019)
- (1102)[FCA CF] Material risk taker (since 4 Nov 2019)
Lynette Hyett
IRN LXH00058
- (860)CF30 Customer (25 Aug 2011 to 22 Apr 2014)
Lynn Banagan
IRN LXB84489
- (2746)[FCA CF] Significant management (1 Mar 2017 to 1 Apr 2023)
- (2745)[FCA CF] Material risk taker (1 Mar 2017 to 1 Apr 2023)
- (2744)[PRA CF] Significant risk taker or Material risk taker (1 Mar 2017 to 1 Apr 2023)
Lynn Reston McManus
IRN LXM01289
- (1270)SMF18 Other Overall Responsibility (since 13 Jun 2023)
- (4045)[FCA CF] Manager of certification employee (19 Jan 2023 to 12 Jun 2023)
- (4044)[FCA CF] Material risk taker (16 Jan 2023 to 12 Jun 2023)
- (4043)[PRA CF] Significant risk taker or Material risk taker (16 Jan 2023 to 12 Jun 2023)
- (4046)[FCA CF] Significant management (16 Jan 2023 to 12 Jun 2023)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Virgin Red Limited
FRN 947141 · Appointed 5 Jan 2026
Virgin Atlantic Airways Limited
FRN 453356 · Appointed 5 Jan 2026
York FM Ltd (no longer appointed)
FRN 418476 · Appointed 15 Jul 2010 · Until 31 Dec 2010
Subhash Bhundia (no longer appointed)
FRN 500309 · Appointed 30 Mar 2010 · Until 31 Dec 2010
Nationwide Agencies Ltd (no longer appointed)
FRN 520183 · Appointed 15 Mar 2010 · Until 31 Dec 2010
Fresh Start Mortgages & Finance Ltd (no longer appointed)
FRN 498873 · Appointed 3 Apr 2009 · Until 31 Dec 2010
Wakefield Mortgage Centre Ltd (no longer appointed)
FRN 439739 · Appointed 9 Mar 2009 · Until 31 Dec 2010
Whitchurch Nationwide Ltd (no longer appointed)
FRN 496485 · Appointed 17 Feb 2009 · Until 31 Dec 2010
Mortgages For All Ltd (no longer appointed)
FRN 496444 · Appointed 17 Feb 2009 · Until 31 Dec 2010
Peter Harris Insurance Brokers Ltd (no longer appointed)
FRN 495756 · Appointed 29 Jan 2009 · Until 31 Dec 2010

Recent activity

Updates to this firm's record on the FCA register.

6 days ago
controlled function added: (1197)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
6 days ago
controlled function added: (1196)[FCA CF] Functions requiring qualifications
6 days ago
controlled function added: (1195)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
6 days ago
controlled function added: (1194)[FCA CF] Functions requiring qualifications
6 days ago
controlled function added: (1193)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
6 days ago
controlled function added: (1192)[FCA CF] Functions requiring qualifications
6 days ago
controlled function added: (1191)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
6 days ago
controlled function added: (1190)[FCA CF] Functions requiring qualifications
6 days ago
controlled function added: (1189)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
6 days ago
controlled function added: (1188)[FCA CF] Functions requiring qualifications

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.