Napex Finance Ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Richard Julian Clark
IRN RXC00287
- CF1 Director (AR) (6 Jan 2022 to 5 Feb 2026)
Sebastiano Carrelli
IRN SXC08792
- SMF16 Compliance Oversight (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (8 Jan 2019 to 8 Dec 2019)
- CF10 Compliance Oversight (8 Jan 2019 to 8 Dec 2019)
Thomas Adrian Clark
IRN TXC08793
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (8 Jan 2019 to 8 Dec 2019)

Smaller firms operating under this firm's FCA authorisation.

Clark Finance Limited (no longer appointed)
FRN 711260 · Appointed 4 Jan 2022 · Until 5 Feb 2026

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.