This firm is no longer registered as an appointed representative.

It cannot legally carry out FCA-regulated activities. If anyone is currently dealing with this firm as if it still has permission, treat that as a serious red flag and verify directly with the FCA.

My Personal Finances Ltd

Watch for changes

FRN: 231031

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Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Alastair Rowbottom
IRN AXR00007
- (2)Employed By (20 May 2005 to 31 Oct 2005)
Graham George Ross
IRN GGR00002
- (3)Employed By (16 Jan 2004 to 15 Aug 2005)
Graham Robert Smith
IRN GRS01099
- (6)Employed By (28 Jan 2004 to 20 Oct 2014)
John Anthony Baxter
IRN JAB01293
- (1)Employed By (24 Feb 2015 to 23 Sep 2015)
Lee Christopher Clifford
IRN LCC00012
- (4)Employed By (16 Jan 2004 to 28 Oct 2014)
Mark Andrew Birkett
IRN MAB00127
- (5)Employed By (1 Jan 2013 to 8 Dec 2019)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.