MONZO BANK LIMITED

• Principal Place of Business

  Broadwalk House

  5 Appold Street

  London

  EC2A 2AG

  UNITED KINGDOM

  Phone

  +448000884040

  Web

  https://monzo.com

• Complaints Contact

  Broadwalk House

  5 Appold Street

  London

  EC2A 2AG

  UNITED KINGDOM

  Phone

  +448000884040

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

• Investment Advice (no pensions)

  For Retail (Investment), Government and public security, Rights to or interests in investments (Security), Share, Unit

• Authorised to Operate

• Arranges Investments

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Arranges Asset Safekeeping

  For Retail (Investment), Government and public security, Personal pension scheme, Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Insurance Admin

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Credit Brokering

• Stockbroking

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Government and public security, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Trades With You Directly

  For Eligible Counterparty, Professional, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Consumer Loans

• Loan Servicing

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Credit Score Services

• Ross Alexander Everett

  IRN RXE00205

  • [FCA CF] Material risk taker (since 18 Aug 2025)
• Rowan Jennifer McNay

  IRN RXM00533

  • [FCA CF] Material risk taker (since 8 Apr 2026)
  • [FCA CF] Manager of certification employee (since 8 Apr 2026)
• Ruth Christine Carter

  IRN RXC02331

  • SMF16 Compliance Oversight (29 Jan 2018 to 9 Oct 2018)
  • SMF4 Chief Risk (29 Jan 2018 to 9 Oct 2018)
  • SMF17 Money Laundering Reporting Officer (MLRO) (29 Jan 2018 to 9 Oct 2018)
• Ruth Radford

  IRN RXR00410

  • [FCA CF] Material risk taker (since 31 Jan 2024)
• Sally Moran

  IRN SXM78400

  • [FCA CF] Material risk taker (since 18 Aug 2025)
• Samantha Jayne Brayshaw

  IRN SXB00966

  • [FCA CF] Material risk taker (27 Jun 2022 to 8 Nov 2024)
• Samim Erenel

  IRN SXE00241

  • [FCA CF] Material risk taker (18 Jan 2023 to 22 May 2024)
• Sarah Conrad

  IRN SXC00694

  • [FCA CF] Material risk taker (14 Jun 2021 to 18 May 2023)
• Sarah Manning

  IRN SXM01360

  • SMF18 Other Overall Responsibility (since 24 Feb 2026)
  • [FCA CF] Manager of certification employee (since 15 May 2023)
  • [FCA CF] Material risk taker (since 15 May 2023)
  • [FCA CF] Significant management (since 15 May 2023)
• Scott Eblen

  IRN SXE00297

  • [FCA CF] Material risk taker (21 Jun 2024 to 30 Apr 2025)

No changes recorded yet.