MARKS AND SPENCER FINANCIAL SERVICES PLC

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Stockbroking

For Retail (Non-Investment Insurance), Non-investment insurance contracts
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- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
Consumer Loans
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Roy Henry Ranson
IRN RHR01023
- CF2 Non Executive Director (1 Dec 2001 to 28 May 2003)
Ruth Elizabeth Benfield
IRN REB01125
- CF11 Money Laundering Reporting (3 Sep 2014 to 6 Mar 2016)
Sally Anne Cohen
IRN SAC01259
- CF2 Non Executive Director (8 Feb 2012 to 28 Feb 2013)
Sean Patrick O'Sullivan
IRN SPO01033
- CF2 Non Executive Director (19 Sep 2007 to 31 Jan 2011)
Sharon Larkin
IRN SXL33103
- [FCA CF] Significant management (since 13 Sep 2021)
- [PRA CF] Significant risk taker or Material risk taker (since 11 Nov 2019)
Shun Hei Lau
IRN SXL00836
- [FCA CF] Manager of certification employee (since 15 Apr 2025)
Simon John Calver
IRN SJC01485
- SMF9 Chair of the Governing Body (since 25 Apr 2024)
- Director of firm who is not a certification employee or a SMF manager (1 Apr 2023 to 24 Apr 2024)
Simon Kingsbury
IRN SXK01671
- SMF17 Money Laundering Reporting Officer (MLRO) (15 Aug 2016 to 30 Jun 2018)
Sonali Naresh Goel
IRN SXG00009
- [FCA CF] Manager of certification employee (9 Jan 2025 to 14 Aug 2025)
Sridhar Rajan
IRN SXR00190
- [FCA CF] Manager of certification employee (13 Jan 2021 to 10 Feb 2022)

Smaller firms operating under this firm's FCA authorisation.

Moto Plc (no longer appointed)
FRN 490586 · Appointed 23 Oct 2008 · Until 14 Apr 2009
Marks and Spencer P.L.C (no longer appointed)
FRN 151426 · Appointed 17 Jun 1926 · Until 28 May 2019

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.