Lifestyle Pensions and Investments Ltd

Date authorised
1 August 2019
Companies House
11361476
Last scraped
17 hours ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Clifton Asset Management plc
    The Pavilions 69-71
    Pill
    Bristol
    North Somerset
    BS20 0DD
    UNITED KINGDOM
    Phone
    +4401275813700
    Web
    https://www.cliftonwealthpartnership.co.uk

  • Complaints Contact

    Clifton Asset Management plc
    The Pavilions 69-71
    Pill
    Bristol
    North Somerset
    BS20 0DD
    UNITED KINGDOM
    Phone
    +4401275813700

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Retail (Investment)

  • Pension Transfer Advice

    For Retail (Investment), Unit, Stakeholder pension scheme, Personal pension scheme, Life Policy, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments)

    Show 2 limitations
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Non-investment insurance contracts, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Personal pension scheme, Life Policy, Rights to or interests in investments (Contractually Based Investments), Structured Deposits

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Non-investment insurance contracts, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Personal pension scheme, Life Policy, Rights to or interests in investments (Contractually Based Investments), Structured Deposits

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Credit Brokering

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Non-investment insurance contracts, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Personal pension scheme, Life Policy, Rights to or interests in investments (Contractually Based Investments), Structured Deposits

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Anthony Valentine Carty

    IRN AVC00003

    • (7)SMF3 Executive Director (since 26 Feb 2026)
    • (6)Responsible for Insurance Distribution (since 26 Feb 2026)
  • Gopi Patel

    IRN GXP00452

    • (1)[FCA CF] Manager of certification employee (19 Jan 2026 to 2 Mar 2026)
  • Iain Atmore

    IRN IXA01114

    • (3)4. Giving personal recommendations on retail investment products which are not broker funds
    • (2)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • (5)[FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • (4)[FCA CF] Client dealing (since 9 Dec 2019)
    • (3)Responsibility for MCD Intermediation (31 Mar 2022 to 14 Feb 2026)
    • (4)Responsible for Insurance Distribution (31 Mar 2022 to 14 Feb 2026)
    • (7)SMF3 Executive Director (9 Dec 2019 to 14 Feb 2026)
    • (6)SMF16 Compliance Oversight (9 Dec 2019 to 14 Feb 2026)
    • (5)SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 14 Feb 2026)
    • (10)CF10 Compliance Oversight (1 Aug 2019 to 8 Dec 2019)
    • (11)CF1 Director (1 Aug 2019 to 8 Dec 2019)
    • (8)CF30 Customer (1 Aug 2019 to 8 Dec 2019)
    • (9)CF11 Money Laundering Reporting (1 Aug 2019 to 8 Dec 2019)
  • Lisa Elaine Nicholson

    IRN LEN01010

    • (9)SMF16 Compliance Oversight (since 17 Feb 2026)
    • (8)SMF17 Money Laundering Reporting Officer (MLRO) (since 17 Feb 2026)
  • Owain Timothy Thorngate

    IRN OXT78942

    • (2)[FCA CF] Functions requiring qualifications (29 Apr 2022 to 27 Jun 2025)
  • Rowan Mia MacKenzie

    IRN RMM01085

    • (1)[FCA CF] Manager of certification employee (since 19 Jan 2026)

Recent activity

Updates to this firm's record on the FCA register.

  1. trading name added: Lifestyle Mortgage Solutions

  2. trading name added: Lifestyle Financial Advice

  3. trading name added: Lifestyle Equity Release

  4. trading name added: Lifestyle

  5. permission removed: CBTL Effective Date

  6. permission removed: CBTL Status

  7. controlled function added: (9)SMF16 Compliance Oversight

  8. controlled function added: (8)SMF17 Money Laundering Reporting Officer (MLRO)

  9. controlled function added: (7)SMF3 Executive Director

  10. trading name added: Lifestyle Mortgages and Protection

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