Life and Easy Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · This permission is limited to not carrying out credit repair services

Senior staff personally approved by the FCA to hold their roles here.

Michael Stephen Simpson
IRN MSS00019
- CF1 Director (AR) (17 Jul 2007 to 1 Sep 2008)
Natalie Anna Ceeney
IRN NAC01125
- CF2 Non Executive Director (20 Jun 2017 to 8 Dec 2019)
Nathan Martin Ball
IRN NXB00083
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 31 Dec 2020)
Neville Brian Richardson
IRN NBR01009
- CF29 Significant management (20 Mar 2013 to 18 Jun 2013)
Nigel Geoffrey Stockton
IRN NGS01040
- CF1 Director (4 Oct 2012 to 1 Sep 2015)
Paul Jaruszewski
IRN PXJ01239
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- CF1 Director (AR) (since 17 Jul 2007)
Paul Lewis Creffield
IRN PXC09283
- SMF3 Executive Director (9 Dec 2019 to 31 Mar 2021)
- CF1 Director (10 Jan 2019 to 8 Dec 2019)
Paul Michael Dixon
IRN PMD01166
- CF1 Director (27 May 2015 to 11 May 2018)
Paula Claire Greenwood
IRN PXG00083
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
Peter Albert Curran
IRN PAC01266
- SMF3 Executive Director (9 Dec 2019 to 8 Mar 2021)
- CF1 Director (2 Oct 2015 to 8 Dec 2019)

Smaller firms operating under this firm's FCA authorisation.

PG Mortgages & Loans Ltd (no longer appointed)
FRN 451386 · Appointed 5 Mar 2009 · Until 8 Sep 2025
Caydale Mortgage Services Ltd (no longer appointed)
FRN 466285 · Appointed 23 Feb 2009 · Until 30 Apr 2010
Creative Wealth Solutions Ltd (no longer appointed)
FRN 481676 · Appointed 15 Apr 2008 · Until 10 Aug 2009
Back on Track Mortgages Ltd (no longer appointed)
FRN 478925 · Appointed 12 Feb 2008 · Until 21 Oct 2008
Mortgage Arena Ltd (no longer appointed)
FRN 433091 · Appointed 5 Feb 2008 · Until 8 Dec 2015
JLM Services (East Midlands) Ltd (no longer appointed)
FRN 477451 · Appointed 9 Jan 2008 · Until 1 Sep 2008
Wizard Finance Ltd (no longer appointed)
FRN 458789 · Appointed 1 Nov 2007 · Until 19 Jul 2016
Nedtown Ltd (no longer appointed)
FRN 470189 · Appointed 11 Jul 2007 · Until 1 Apr 2011
Waddington Financial Services Ltd (no longer appointed)
FRN 470190 · Appointed 11 Jul 2007 · Until 1 Feb 2010
Ladybird Mortgage Services Ltd (no longer appointed)
FRN 468414 · Appointed 29 May 2007 · Until 16 Jan 2012

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.