LDF Ops Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Michael Robert Norton
IRN MRN01043
- [FCA CF] Significant management (4 Feb 2021 to 19 Oct 2021)
Michelle Taylor
IRN MXT00197
- [FCA CF] Significant management (since 22 Mar 2022)
Natalie Jane Powell
IRN NXP21626
- SMF3 Executive Director (9 Dec 2019 to 25 Aug 2020)
- CF1 Director (19 Nov 2019 to 8 Dec 2019)
Natasha Powell
IRN NXP18496
- SMF16 Compliance Oversight (21 Apr 2021 to 27 Apr 2022)
- [FCA CF] Significant management (28 Jun 2020 to 29 Apr 2022)
Nicholas Isaacs
IRN NXI00019
- SMF16 Compliance Oversight (17 Jan 2024 to 17 Jan 2025)
- SMF17 Money Laundering Reporting Officer (MLRO) (17 Jan 2024 to 17 Jan 2025)
- SMF3 Executive Director (27 Jan 2022 to 17 Jan 2025)
- [FCA CF] Significant management (21 Feb 2020 to 17 Jan 2025)
Pawel Lo Giudice
IRN PXL00290
- SMF3 Executive Director (since 8 Feb 2023)
Pei Fong Chow
IRN PXC00710
- [FCA CF] Significant management (since 28 Jul 2025)
Peter Stuart Alderson
IRN PSA01044
- CF1 Director (15 Aug 2016 to 31 Jul 2019)
Philip Michael Brereton
IRN PMB01164
- SMF3 Executive Director (9 Dec 2019 to 1 Jun 2020)
- CF1 Director (15 Aug 2016 to 8 Dec 2019)
Rasheed Hadi
IRN RXH02249
- CF1 Director (AR) (31 Dec 2016 to 10 Aug 2023)

Smaller firms operating under this firm's FCA authorisation.

Kinkell Services (Airdrie) Limited (no longer appointed)
FRN 678765 · Appointed 24 Mar 2015 · Until 8 Nov 2019
Dangerfield Consultants Limited (no longer appointed)
FRN 674178 · Appointed 27 Feb 2015 · Until 1 Aug 2017
ART Commercial Finance Limited (no longer appointed)
FRN 673108 · Appointed 16 Feb 2015 · Until 31 Jul 2015

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.