LDF Ops Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Daniel Werchola
IRN DZW01000
- SMF3 Executive Director (9 Dec 2021 to 27 Apr 2022)
David Andrew Reid
IRN DAR01224
- CF2 Non Executive Director (19 Dec 2014 to 15 Jun 2016)
Dean Watkins
IRN DXW00308
- [FCA CF] Significant management (4 Feb 2021 to 7 Feb 2024)
Derek Thomas Money
IRN DTM01066
- CF1 Director (19 Dec 2014 to 15 Jun 2016)
Douglas John Addison Banks
IRN DJB01596
- SMF3 Executive Director (since 19 Nov 2021)
- [FCA CF] Significant management (since 21 Apr 2020)
Edward Stace
IRN EXS00121
- [FCA CF] Significant management (4 Feb 2021 to 30 Sep 2025)
Iain Dangerfield
IRN IXD01317
- CF1 Director (AR) (10 Jan 2017 to 31 Jul 2017)
Ian Alexander Thain
IRN IAT01038
- CF1 Director (AR) (29 Aug 2016 to 12 Jan 2024)
Jacqui Barry
IRN JXB04071
- [FCA CF] Significant management (since 1 Jul 2025)
James Michael Felton
IRN JXF21343
- SMF17 Money Laundering Reporting Officer (MLRO) (28 Apr 2021 to 25 Apr 2022)
- SMF3 Executive Director (9 Dec 2019 to 25 Apr 2022)
- CF1 Director (6 Nov 2019 to 8 Dec 2019)

Smaller firms operating under this firm's FCA authorisation.

Kinkell Services (Airdrie) Limited (no longer appointed)
FRN 678765 · Appointed 24 Mar 2015 · Until 8 Nov 2019
Dangerfield Consultants Limited (no longer appointed)
FRN 674178 · Appointed 27 Feb 2015 · Until 1 Aug 2017
ART Commercial Finance Limited (no longer appointed)
FRN 673108 · Appointed 16 Feb 2015 · Until 31 Jul 2015

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.