LDF Ops Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Alistair Taska
IRN AXT00786
- [FCA CF] Significant management (since 1 Jul 2025)
Allan Ross
IRN AXR01641
- Responsible for Insurance Distribution (1 Oct 2018 to 30 Sep 2019)
- Responsible for Insurance Mediation (13 Jul 2015 to 30 Sep 2018)
- CF1 Director (23 Dec 2014 to 30 Sep 2019)
Andrew Paul Gadsby
IRN APG01048
- SMF3 Executive Director (5 Aug 2020 to 27 Apr 2022)
Angela Cummings
IRN AXC00666
- [FCA CF] Significant management (since 1 Jul 2025)
Annabel Giles
IRN AXG02288
- [FCA CF] Significant management (1 Sep 2020 to 21 Jul 2023)
Brian Kilpatrick
IRN BXK00068
- [FCA CF] Significant management (4 Feb 2021 to 6 Feb 2024)
Carl Mark D'Ammassa
IRN CMD01143
- SMF1 Chief Executive (9 Dec 2019 to 29 Feb 2020)
- CF3 Chief Executive (20 Sep 2019 to 8 Dec 2019)
Caroline Jane Richardson
IRN CJR01220
- SMF3 Executive Director (15 Sep 2020 to 29 Sep 2020)
Chris Heeley
IRN CXH01873
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (15 Aug 2016 to 8 Dec 2019)
Christopher John Turnbull
IRN CJT01194
- CF1 Director (AR) (10 Nov 2017 to 14 Jul 2023)

Smaller firms operating under this firm's FCA authorisation.

Kinkell Services (Airdrie) Limited (no longer appointed)
FRN 678765 · Appointed 24 Mar 2015 · Until 8 Nov 2019
Dangerfield Consultants Limited (no longer appointed)
FRN 674178 · Appointed 27 Feb 2015 · Until 1 Aug 2017
ART Commercial Finance Limited (no longer appointed)
FRN 673108 · Appointed 16 Feb 2015 · Until 31 Jul 2015

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.