Just Retirement Limited

• Principal Place of Business

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

  Web

  https://www.wearejust.co.uk

• Complaints Contact

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

  Show 1 limitation Hide limitations

  • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

• Mortgage Servicing

  For Customer, Regulated mortgage contract

• Authorised to Operate

  For Eligible Counterparty, Professional, Retail (Investment)

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Manages Insurance Policies

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Trades With You Directly

  For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant

  Show 3 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Issues Insurance

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Mortgage Lending

  For Customer, Regulated mortgage contract

• Runs Personal Pensions

• Investment Setup

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Garry Sharpe

  IRN GXS00824

  • [PRA CF] Key function holder (since 8 Sep 2025)
  • [FCA CF] Significant management (since 8 Sep 2025)
  • [PRA CF] Significant risk taker or Material risk taker (since 8 Sep 2025)
• Gary Hughes

  IRN GXH00238

  • [FCA CF] Manager of certification employee (since 26 Jul 2021)
• Gaynor Jill Welch

  IRN GJW01058

  • CF1 Director (13 Aug 2004 to 30 Sep 2009)
• Giles Offen

  IRN GXO01245

  • SMF24 Chief Operations (15 Mar 2019 to 12 Dec 2023)
• Gillian Monaghan

  IRN GXS00425

  • [FCA CF] Significant management (27 May 2025 to 22 Aug 2025)
  • [PRA CF] Significant risk taker or Material risk taker (27 May 2025 to 22 Aug 2025)
• Gordon Craig Wood

  IRN GCW01017

  • SMF2 Chief Finance (29 Jul 2019 to 1 Jan 2020)
• Guy Stephen Horton

  IRN GXH08322

  • SMF7 Group Entity Senior Manager (27 Jun 2019 to 31 Dec 2020)
• Hazel Etherington-Squires

  IRN HXE01076

  • [FCA CF] Significant management (since 7 Sep 2022)
  • [PRA CF] Significant risk taker or Material risk taker (7 Sep 2022 to 1 Jan 2026)
• Heather Joyce Vaughan

  IRN HXV00008

  • [FCA CF] Significant management (1 Mar 2021 to 24 Feb 2025)
• Henry Guy Buckingham

  IRN HGB01031

  • [PRA CF] Significant risk taker or Material risk taker (since 14 Oct 2025)

• Phoenix Customer Care Limited (no longer appointed)

  FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015

• Pearl Customer Care Limited (no longer appointed)

  FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015

No changes recorded yet.