Just Retirement Limited

• Principal Place of Business

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

  Web

  https://www.wearejust.co.uk

• Complaints Contact

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

  Show 1 limitation Hide limitations

  • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

• Mortgage Servicing

  For Customer, Regulated mortgage contract

• Authorised to Operate

  For Eligible Counterparty, Professional, Retail (Investment)

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Manages Insurance Policies

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Trades With You Directly

  For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant

  Show 3 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Issues Insurance

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Mortgage Lending

  For Customer, Regulated mortgage contract

• Runs Personal Pensions

• Investment Setup

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Ella Gosling

  IRN EXG36960

  • [FCA CF] Significant management (10 Dec 2018 to 31 Mar 2022)
• Emma Louise Moon

  IRN EXM00013

  • [PRA CF] Significant risk taker or Material risk taker (29 Sep 2025 to 1 Jan 2026)
• Emma Louise Walker

  IRN EXW19290

  • [FCA CF] Significant management (since 30 Aug 2023)
• Esra Yasemine Hugul

  IRN EXH00333

  • [FCA CF] Significant management (28 Mar 2024 to 24 Feb 2025)
• Fiona Kate Lavender-Brown

  IRN FXL88371

  • [FCA CF] Manager of certification employee (16 Feb 2024 to 8 Sep 2025)
  • [PRA CF] Significant risk taker or Material risk taker (13 Jul 2020 to 8 Sep 2025)
  • [FCA CF] Significant management (13 Jul 2020 to 8 Sep 2025)
• Frank Trevor Oldham

  IRN FTO01003

  • SMF11 Chair of the Audit Committee (since 1 Apr 2026)
  • SMF12 Chair of the Remuneration Committee (since 1 Apr 2026)
• Gabriella Parr

  IRN GXP00367

  • 18. Administrative functions in relation to effecting or carrying out contracts of insurance which are life policies
  • [FCA CF] Functions requiring qualifications (since 25 Jun 2024)
• Gail Eachus

  IRN GXE36961

  • [FCA CF] Manager of certification employee (10 Dec 2018 to 21 Apr 2020)
• Gareth Collard

  IRN GXC36940

  • [PRA CF] Significant risk taker or Material risk taker (10 Dec 2018 to 1 Sep 2020)
  • [PRA CF] Key function holder (10 Dec 2018 to 1 Sep 2020)
  • [FCA CF] Significant management (10 Dec 2018 to 1 Sep 2020)
• Gareth Davies

  IRN GXD00235

  • [FCA CF] Significant management (1 Jan 2022 to 4 Oct 2022)

• Phoenix Customer Care Limited (no longer appointed)

  FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015

• Pearl Customer Care Limited (no longer appointed)

  FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015

No changes recorded yet.