Just Retirement Limited

• Principal Place of Business

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

  Web

  https://www.wearejust.co.uk

• Complaints Contact

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

  Show 1 limitation Hide limitations

  • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

• Mortgage Servicing

  For Customer, Regulated mortgage contract

• Authorised to Operate

  For Eligible Counterparty, Professional, Retail (Investment)

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Manages Insurance Policies

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Trades With You Directly

  For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant

  Show 3 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Issues Insurance

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Mortgage Lending

  For Customer, Regulated mortgage contract

• Runs Personal Pensions

• Investment Setup

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Christy Wayne Barker

  IRN CXB00577

  • SMF24 Chief Operations (since 17 Oct 2025)
• Clare Spottiswoode

  IRN CMS01200

  • Director of firm who is not a certification employee or a SMF manager (10 Dec 2018 to 10 May 2022)
  • CF2 Non Executive Director (4 Apr 2016 to 9 Dec 2018)
• Clifton Adrian Melvin

  IRN CAM01118

  • CF2 Non Executive Director (13 Aug 2004 to 9 Oct 2013)
• Conor Breslin

  IRN CXB02587

  • SMF24 Chief Operations (23 Apr 2024 to 18 Feb 2025)
• Dan Georgescu

  IRN DXG84285

  • [PRA CF] Significant risk taker or Material risk taker (10 Jun 2020 to 29 Jul 2021)
  • [FCA CF] Material risk taker (10 Jun 2020 to 11 Jun 2020)
• Daniel Garrett Ryan

  IRN DXR00445

  • [PRA CF] Significant risk taker or Material risk taker (since 12 Jun 2023)
  • [FCA CF] Significant management (since 12 Jun 2023)
  • [PRA CF] Managing a material risk taker (2 Nov 2023 to 10 Oct 2024)
  • [FCA CF] Manager of certification employee (2 Nov 2023 to 10 Oct 2024)
• Daniel Jordan

  IRN DXJ01131

  • [FCA CF] Manager of certification employee (since 10 Dec 2018)
• David Anand Ramroop

  IRN DAR01129

  • [PRA CF] Managing a material risk taker (30 Aug 2022 to 31 Jul 2025)
  • [FCA CF] Significant management (31 Mar 2021 to 31 Jul 2025)
  • [PRA CF] Significant risk taker or Material risk taker (10 Dec 2018 to 31 Jul 2025)
• David Louis Richardson

  IRN DLR01058

  • SMF1 Chief Executive (since 27 Jun 2019)
  • CF1 Director (4 Apr 2016 to 9 Dec 2018)
• David Paul Cooper

  IRN DPC01097

  • SMF18 Other Overall Responsibility (since 26 Feb 2019)
  • CF1 Director (20 Apr 2006 to 11 May 2016)

• Phoenix Customer Care Limited (no longer appointed)

  FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015

• Pearl Customer Care Limited (no longer appointed)

  FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015

No changes recorded yet.