Just Retirement Limited

• Principal Place of Business

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

  Web

  https://www.wearejust.co.uk

• Complaints Contact

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

  Show 1 limitation Hide limitations

  • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

• Mortgage Servicing

  For Customer, Regulated mortgage contract

• Authorised to Operate

  For Eligible Counterparty, Professional, Retail (Investment)

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Manages Insurance Policies

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Trades With You Directly

  For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant

  Show 3 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Issues Insurance

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Mortgage Lending

  For Customer, Regulated mortgage contract

• Runs Personal Pensions

• Investment Setup

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Pretty Jaspal Sagoo

  IRN PJS01300

  • SMF24 Chief Operations (since 21 Sep 2022)
• Radhika Poolakkal

  IRN RXP36968

  • [FCA CF] Functions requiring qualifications (10 Dec 2018 to 4 Nov 2022)
• Ralph Michael Peters

  IRN RMP01081

  • CF2 Non Executive Director (13 Aug 2004 to 4 Dec 2006)
• Rhian Elizabeth Price

  IRN RXP00398

  • [PRA CF] Significant risk taker or Material risk taker (since 1 Jun 2022)
  • [FCA CF] Significant management (since 1 Jun 2022)
• Richard Faber

  IRN RXF06206

  • SMF9 Chair of the Governing Body (since 1 Apr 2026)
• Rizwan Sheriff

  IRN RXS56198

  • [FCA CF] Significant management (since 9 Apr 2024)
  • [PRA CF] Managing a material risk taker (9 Apr 2024 to 22 Oct 2025)
  • [PRA CF] Significant risk taker or Material risk taker (9 Apr 2024 to 1 Jan 2026)
  • [FCA CF] Manager of certification employee (9 Apr 2024 to 22 Oct 2025)
• Robert Mechem

  IRN RXM00293

  • [FCA CF] Significant management (since 1 Mar 2021)
  • [PRA CF] Significant risk taker or Material risk taker (since 1 Mar 2021)
  • [FCA CF] Material risk taker (1 Mar 2021 to 2 Mar 2021)
• Rodney Malcolm Cook

  IRN RMC01067

  • SMF1 Chief Executive (10 Dec 2018 to 30 Apr 2019)
  • SIMF1 Chief Executive Function (7 Mar 2016 to 9 Dec 2018)
  • CF1 Director (28 May 2010 to 12 May 2016)
  • CF8 Apportionment and Oversight (28 May 2010 to 6 Mar 2016)
  • CF3 Chief Executive (28 May 2010 to 6 Mar 2016)
• Rowena Dailey

  IRN RXD00595

  • [FCA CF] Significant management (since 1 Dec 2025)
• Sadie Denman

  IRN SXD00990

  • 18. Administrative functions in relation to effecting or carrying out contracts of insurance which are life policies
  • [FCA CF] Functions requiring qualifications (since 10 Feb 2026)

• Phoenix Customer Care Limited (no longer appointed)

  FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015

• Pearl Customer Care Limited (no longer appointed)

  FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015

No changes recorded yet.