Just Retirement Limited

• Principal Place of Business

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

  Web

  https://www.wearejust.co.uk

• Complaints Contact

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

  Show 1 limitation Hide limitations

  • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

• Mortgage Servicing

  For Customer, Regulated mortgage contract

• Authorised to Operate

  For Eligible Counterparty, Professional, Retail (Investment)

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

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  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Manages Insurance Policies

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Trades With You Directly

  For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant

  Show 3 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Issues Insurance

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Mortgage Lending

  For Customer, Regulated mortgage contract

• Runs Personal Pensions

• Investment Setup

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Samantha Caplen

  IRN SXC36969

  • 18. Administrative functions in relation to effecting or carrying out contracts of insurance which are life policies
  • [FCA CF] Functions requiring qualifications (since 7 Dec 2022)
  • [FCA CF] Functions requiring qualifications (10 Dec 2018 to 21 Jan 2022)
• Sangjune Park

  IRN SXP00873

  • [FCA CF] Significant management (7 Dec 2023 to 24 Feb 2025)
  • [PRA CF] Significant risk taker or Material risk taker (7 Dec 2023 to 24 Feb 2025)
• Sara De Busk

  IRN SXD36970

  • [FCA CF] Significant management (21 Jan 2020 to 24 Jul 2020)
  • [PRA CF] Significant risk taker or Material risk taker (20 Jan 2020 to 24 Jul 2020)
• Sarah Morris-Simpson

  IRN SXM36971

  • [FCA CF] Significant management (since 10 Dec 2018)
  • [PRA CF] Significant risk taker or Material risk taker (10 Dec 2018 to 1 Jan 2026)
• Scott Bancroft

  IRN SXB01140

  • [FCA CF] Significant management (13 Dec 2022 to 11 Sep 2024)
• Sean Osborne

  IRN SXO00128

  • [FCA CF] Significant management (since 2 Jun 2025)
• Shashank Bhalla

  IRN SXB03340

  • SMF7 Group Entity Senior Manager (since 1 Apr 2026)
• Shawn Okuefuna

  IRN SXO00282

  • [FCA CF] Significant management (since 7 Apr 2025)
• Shayne Paul Deighton

  IRN SPD01104

  • CF1 Director (12 Nov 2008 to 30 Aug 2016)
• Simon George Thomas

  IRN SGT01011

  • SIMF2 Chief Finance Function (7 Mar 2016 to 31 Oct 2018)
  • CF1 Director (17 Jul 2006 to 6 Mar 2016)

• Phoenix Customer Care Limited (no longer appointed)

  FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015

• Pearl Customer Care Limited (no longer appointed)

  FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015

No changes recorded yet.