Just Retirement Limited

• Principal Place of Business

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

  Web

  https://www.wearejust.co.uk

• Complaints Contact

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

  Show 1 limitation Hide limitations

  • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

• Mortgage Servicing

  For Customer, Regulated mortgage contract

• Authorised to Operate

  For Eligible Counterparty, Professional, Retail (Investment)

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Manages Insurance Policies

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Trades With You Directly

  For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant

  Show 3 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Issues Insurance

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Mortgage Lending

  For Customer, Regulated mortgage contract

• Runs Personal Pensions

• Investment Setup

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Michael John Fuller

  IRN MJF01087

  • CF8 Apportionment and Oversight (13 Aug 2004 to 2 Jul 2010)
  • CF3 Chief Executive (13 Aug 2004 to 2 Jul 2010)
  • CF1 Director (13 Aug 2004 to 2 Jul 2010)
• Michelle Ann Cracknell

  IRN MAC00004

  • SMF12 Chair of the Remuneration Committee (4 May 2023 to 1 Apr 2026)
  • Director of firm who is not a certification employee or a SMF manager (2 Mar 2020 to 1 Apr 2026)
• Mohamed Tabi

  IRN MXT01703

  • [FCA CF] Significant management (since 1 Jan 2026)
  • [PRA CF] Significant risk taker or Material risk taker (since 14 Mar 2024)
  • [FCA CF] Significant management (1 Dec 2021 to 24 Feb 2025)
• Narendra Persad

  IRN NXP36947

  • [FCA CF] Significant management (18 Mar 2019 to 1 Sep 2020)
  • [PRA CF] Significant risk taker or Material risk taker (18 Mar 2019 to 1 Sep 2020)
• Ned Finn

  IRN NXF00096

  • [FCA CF] Significant management (since 7 Mar 2025)
• Neil Desmond Whitfield

  IRN NDW00009

  • CF1 Director (13 Aug 2004 to 10 Nov 2005)
• Neil Johnson

  IRN NXJ76834

  • [FCA CF] Significant management (2 Dec 2019 to 28 Mar 2024)
  • [PRA CF] Significant risk taker or Material risk taker (2 Dec 2019 to 28 Mar 2024)
• Neil Robjohns

  IRN NXR36948

  • [PRA CF] Significant risk taker or Material risk taker (10 Dec 2018 to 29 Sep 2023)
  • [FCA CF] Significant management (10 Dec 2018 to 29 Sep 2023)
• Nenna Gilmour-Platt

  IRN NXG00208

  • [PRA CF] Significant risk taker or Material risk taker (16 Sep 2022 to 20 Mar 2024)
• Nicholas Ketley

  IRN NDK01008

  • [FCA CF] Significant management (31 Mar 2021 to 26 Sep 2025)
  • [PRA CF] Significant risk taker or Material risk taker (10 Dec 2018 to 26 Sep 2025)

• Phoenix Customer Care Limited (no longer appointed)

  FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015

• Pearl Customer Care Limited (no longer appointed)

  FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015

No changes recorded yet.