Just Retirement Limited

• Principal Place of Business

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

  Web

  https://www.wearejust.co.uk

• Complaints Contact

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

  Show 1 limitation Hide limitations

  • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

• Mortgage Servicing

  For Customer, Regulated mortgage contract

• Authorised to Operate

  For Eligible Counterparty, Professional, Retail (Investment)

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Manages Insurance Policies

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Trades With You Directly

  For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant

  Show 3 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Issues Insurance

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Mortgage Lending

  For Customer, Regulated mortgage contract

• Runs Personal Pensions

• Investment Setup

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Jonathan Bayer

  IRN JXB01539

  • SMF7 Group Entity Senior Manager (since 1 Apr 2026)
• Jonpaul Miller

  IRN JXM36944

  • [FCA CF] Significant management (10 Jun 2019 to 22 Oct 2020)
• Julie Denman

  IRN JXD84175

  • 18. Administrative functions in relation to effecting or carrying out contracts of insurance which are life policies
  • [FCA CF] Functions requiring qualifications (since 9 Jun 2020)
• Kalpana Shah

  IRN KAS01174

  • SMF10 Chair of the Risk Committee (18 Nov 2021 to 3 Mar 2025)
  • Director of firm who is not a certification employee or a SMF manager (1 Mar 2021 to 1 Sep 2021)
• Karl Hilling

  IRN KXH36945

  • [FCA CF] Functions requiring qualifications (10 Dec 2018 to 14 May 2020)
• Katherine Bridges

  IRN KXB36962

  • 18. Administrative functions in relation to effecting or carrying out contracts of insurance which are life policies
  • [FCA CF] Functions requiring qualifications (since 10 Dec 2018)
• Kathleen Jeanette Byrne

  IRN KJB01125

  • Director of firm who is not a certification employee or a SMF manager (1 Feb 2022 to 1 Apr 2026)
• Kathryn Gray

  IRN KXG01616

  • SMF7 Group Entity Senior Manager (10 Dec 2018 to 7 Mar 2022)
  • SIMF7 Group Entity Senior Insurance Manager Function (8 Feb 2018 to 9 Dec 2018)
• Kavitha Myladoor

  IRN KXM76956

  • [PRA CF] Significant risk taker or Material risk taker (since 19 Apr 2023)
  • [FCA CF] Significant management (since 19 Apr 2023)
• Keith Jones

  IRN KXJ01057

  • CF2 Non Executive Director (2 Jun 2010 to 30 Apr 2014)

• Phoenix Customer Care Limited (no longer appointed)

  FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015

• Pearl Customer Care Limited (no longer appointed)

  FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015

No changes recorded yet.