JFS Financial

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
Show 1 limitation Hide limitations
- · Limited to debt counselling excluding the administration of debt managment plans. In this limitation debt manaagement plans are defined as: a non statutory agreement between a customer and one or more of the customers lenders the aim of which is to discharge or liquidate the customers debts, by making regular payments to a third party which administers the plan and distributes the money to lenders
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Ian William Watt
IRN IWW01010
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Significant management (since 1 Dec 2020)
- [FCA CF] Functions requiring qualifications (since 1 Dec 2020)
- Responsible for Insurance Distribution (since 24 Feb 2020)
- SMF16 Compliance Oversight (since 9 Dec 2019)
- SMF27 Partner (since 9 Dec 2019)
- Responsibility for MCD Intermediation (since 10 Oct 2016)
- CF10 Compliance Oversight (16 May 2016 to 8 Dec 2019)
- CF4 Partner (17 Dec 2010 to 8 Dec 2019)
Suzanne Louise Watt
IRN SLW01117
- SMF27 Partner (since 9 Dec 2019)
- CF4 Partner (17 Dec 2010 to 8 Dec 2019)

Smaller firms operating under this firm's FCA authorisation.

Shelley Orchard (no longer appointed)
FRN 967168 · Appointed 10 Jan 2022 · Until 1 Jan 2023

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.