F&R Associates

• Principal Place of Business

  33 High Dyke

  Harrowby

  Grantham

  NG31 9ER

  UNITED KINGDOM

  Phone

  +443450940505

  Web

  http://www.covermybusiness.co.uk

• Complaints Contact

  33 High Dyke

  Harrowby

  Grantham

  NG31 9ER

  UNITED KINGDOM

  Phone

  +443450940505

• Buy-to-Let Mortgage Admin

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Retail (Non-Investment Insurance)

• Investment Advice (no pensions)

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Insurance Admin

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Stockbroking

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Debt Advice

  Show 1 limitation Hide limitations

  • · This permission is limited to debt counselling with no debt management activity

• Doorstep Loans

• Doorstep Loan Servicing

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Angela Elizabeth Murdoch

  IRN AEL00023

  • CF21 Investment Adviser (9 Feb 2007 to 13 Mar 2007)
• Peter Charles Burnett

  IRN PCB01098

  • CF4 Partner (8 Jan 2008 to 20 Apr 2010)
  • CF29 Significant management (8 Jan 2008 to 20 Apr 2010)
  • Responsible for Insurance Mediation (8 Jan 2008 to 20 Apr 2010)
  • CF10 Compliance Oversight (28 Aug 2007 to 20 Apr 2010)
• Stephen Frank Foster

  IRN SFF00011

  • 18. Administrative functions in relation to effecting or carrying out contracts of insurance which are life policies
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • Sole trader dealing with clients for which they require qualification (since 31 Dec 2019)
  • [FCA CF] Significant management (since 31 Dec 2019)
  • [FCA CF] Manager of certification employee (since 31 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 31 Dec 2019)
  • [FCA CF] Client dealing (since 31 Dec 2019)
  • [FCA CF] CASS oversight function (since 31 Dec 2019)
  • [FCA CF] Benchmark submission and administration (since 31 Dec 2019)
  • SMF27 Partner (since 9 Dec 2019)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 21 Mar 2016)
  • CF4 Partner (AR) (since 13 Sep 2010)
  • CF1 Director (AR) (since 26 Mar 2007)
  • CF10 Compliance Oversight (7 Feb 2007 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (7 Feb 2007 to 8 Dec 2019)
  • CF4 Partner (12 Jun 2006 to 8 Dec 2019)
  • CF8 Apportionment and Oversight (12 Jun 2006 to 31 Mar 2009)
  • Responsible for Insurance Mediation (12 Jun 2006 to 30 Sep 2018)
• Timothy Radley

  IRN TXR01158

  • 18. Administrative functions in relation to effecting or carrying out contracts of insurance which are life policies
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Benchmark submission and administration (since 21 Apr 2026)
  • [FCA CF] Significant management (since 21 Apr 2026)
  • [FCA CF] Functions requiring qualifications (since 21 Apr 2026)
  • [FCA CF] Client dealing (since 21 Apr 2026)
  • [FCA CF] CASS oversight function (since 21 Apr 2026)
  • SMF27 Partner (since 9 Dec 2019)
  • CF4 Partner (AR) (since 7 Sep 2010)
  • CF1 Director (AR) (since 27 Mar 2007)
  • CF4 Partner (12 Jun 2006 to 8 Dec 2019)

• Smart Money Solutions Ltd

  FRN 409755 · Appointed 19 Feb 2007

• Smart Lettings (no longer appointed)

  FRN 524582 · Appointed 24 May 2010 · Until 28 Feb 2012

No changes recorded yet.