First Complete Limited

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Credit Brokering
Stockbroking

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Credit Score Services
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- · This permission is limited to not carrying out credit repair services

Senior staff personally approved by the FCA to hold their roles here.

John Carpenter
IRN JXC02445
- (349)CF1 Director (AR) (25 Apr 2013 to 28 Apr 2023)
John Cooke
IRN JXC03396
- (799)Appointed representative dealing with clients for which they require qualification (29 May 2025 to 20 Apr 2026)
John David Beecher
IRN JXB02904
- (163)CF1 Director (AR) (26 Oct 2016 to 20 Dec 2018)
John Edward Morfitt
IRN JEM01270
- (144)CF1 Director (AR) (13 Mar 2014 to 30 Jan 2015)
John Eric Martin
IRN JEM00042
- (2005)CF1 Director (AR) (2 Feb 2024 to 5 Feb 2025)
John Fillingham
IRN JXF01568
- (267)CF4 Partner (AR) (10 May 2010 to 8 Apr 2011)
John Gibson
IRN JXG00190
- (844)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 23 Jun 2025)
John Gregory Doy
IRN JGD01094
- (46)CF1 Director (AR) (4 Apr 2013 to 27 Apr 2015)
John Henry Wilson
IRN JXW00335
- (1537)Appointed representative dealing with clients for which they require qualification (1 Aug 2024 to 19 Feb 2025)
- (1538)CF1 Director (AR) (9 Jul 2024 to 19 Feb 2025)
John Hopkins
IRN JXH02967
- (1641)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1642)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (1643)CF1 Director (AR) (since 14 Nov 2016)

Smaller firms operating under this firm's FCA authorisation.

Aureus Financial Services Ltd (no longer appointed)
FRN 442815 · Appointed 14 May 2020 · Until 7 Jan 2022
Aberhelp Ltd (no longer appointed)
FRN 925909 · Appointed 11 May 2020 · Until 5 Aug 2020
Smooth Financial Group Ltd (no longer appointed)
FRN 925460 · Appointed 1 May 2020 · Until 12 Dec 2025
You 1st Mortgages Ltd (no longer appointed)
FRN 924963 · Appointed 24 Apr 2020 · Until 25 Apr 2023
TBMP Ltd (no longer appointed)
FRN 924294 · Appointed 9 Apr 2020 · Until 1 Dec 2022
Forest Hall Financial Solutions Ltd (no longer appointed)
FRN 923994 · Appointed 5 Apr 2020 · Until 22 Dec 2022
Primo Mortgage Services Ltd (no longer appointed)
FRN 923834 · Appointed 2 Apr 2020 · Until 1 Nov 2024
Watson & Company (Bristol) Ltd (no longer appointed)
FRN 622950 · Appointed 7 Feb 2020 · Until 1 Oct 2024
Tracey Harte (no longer appointed)
FRN 919569 · Appointed 15 Jan 2020 · Until 20 Feb 2026
Katherine Frances Tait (no longer appointed)
FRN 917805 · Appointed 4 Dec 2019 · Until 23 Jun 2020

Updates to this firm's record on the FCA register.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.