Espiene Ltd

Date authorised
1 April 2013
Companies House
04891886
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Santoy
    Canewdon Road
    Rochford
    Essex
    SS4 3JJ
    UNITED KINGDOM
    Phone
    +441702416101
    Web
    https://www.espiene.com

  • Complaints Contact

    Santoy
    Canewdon Road
    Rochford
    Essex
    SS4 3JJ
    UNITED KINGDOM
    Phone
    +441702416101
    Web
    https://www.espiene.com

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Advice

    Show 2 limitations
    • · Limited to debt counselling which is provided in connection with investment advice, buy-to-let mortgages and second charge mortgage
    • · This permission is limited to debt counselling with no debt management activity

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Amanda Ralph

    IRN AXR00154

    • 21. Advising or arranging (bringing about) equity release transactions
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 27 Nov 2020)
  • Bryan George Freeman

    IRN BGF00001

    • CF21 Investment Adviser (13 Dec 2004 to 16 Dec 2005)
  • Claire Louise Reader

    IRN CXR01317

    • CF1 Director (13 Dec 2004 to 1 Sep 2005)
  • Josephine Violet Hammond

    IRN JVH01029

    • CF1 Director (13 Dec 2004 to 18 Nov 2019)
  • Leonard James Goff

    IRN LJG01066

    • CF1 Director (13 Dec 2004 to 18 Nov 2019)
  • Neil Reader

    IRN NXR00011

    • CF1 Director (13 Dec 2004 to 1 Sep 2005)
    • CF21 Investment Adviser (13 Dec 2004 to 23 Dec 2005)
    • CF11 Money Laundering Reporting (13 Dec 2004 to 1 Sep 2005)
  • Paul Charles Hammond

    IRN PCH00011

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 27 Nov 2020)
    • [FCA CF] Functions requiring qualifications (since 27 Nov 2020)
    • SMF3 Executive Director (since 9 Dec 2019)
    • SMF16 Compliance Oversight (since 9 Dec 2019)
    • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
    • CF1 Director (13 Dec 2004 to 8 Dec 2019)
    • CF10 Compliance Oversight (13 Dec 2004 to 8 Dec 2019)
    • CF21 Investment Adviser (13 Dec 2004 to 31 Oct 2007)
  • Paul Michael Brian Lloyd

    IRN PML00017

    • CF21 Investment Adviser (21 Jan 2005 to 23 Dec 2005)
  • Sandra Rita Goff

    IRN SRG00017

    • 21. Advising or arranging (bringing about) equity release transactions
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 27 Nov 2020)
    • SMF3 Executive Director (since 9 Dec 2019)
    • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
    • Responsible for Insurance Distribution (since 1 Oct 2018)
    • Responsibility for MCD Intermediation (since 21 Mar 2016)
    • CF30 Customer (1 Nov 2007 to 26 Oct 2016)
    • CF11 Money Laundering Reporting (20 Sep 2005 to 8 Dec 2019)
    • Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)
    • CF1 Director (13 Dec 2004 to 8 Dec 2019)
    • CF21 Investment Adviser (13 Dec 2004 to 31 Oct 2007)
    • CF8 Apportionment and Oversight (13 Dec 2004 to 31 Mar 2009)
  • Stephen Paul Jones

    IRN SPJ00024

    • CF21 Investment Adviser (23 May 2005 to 29 Dec 2005)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.