Equity Release Associates Limited

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Equity Release Advice

For Customer, Home reversion plans
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
Show 1 limitation Hide limitations
- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Timothy John Loy
IRN TJL01080
- SMF1 Chief Executive (26 Feb 2021 to 1 Jul 2021)
- SMF3 Executive Director (26 Feb 2021 to 1 Jul 2021)
Vivian Jackson Ellis
IRN VXE00010
- [FCA CF] Functions requiring qualifications (2 Aug 2021 to 28 Feb 2024)
William John Williams
IRN WJW00020
- [FCA CF] Functions requiring qualifications (6 Apr 2021 to 29 Dec 2023)

Smaller firms operating under this firm's FCA authorisation.

Equity Release Works Limited (no longer appointed)
FRN 953592 · Appointed 24 Jun 2021 · Until 30 Nov 2022

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.