Date authorised
1 April 2013
Companies House
02231655
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Parrs Bank Buildings
    8-10 Dane Street
    Northwich
    Cheshire
    CW9 5HA
    UNITED KINGDOM
    Phone
    +440160648521
  • Complaints Contact

    Parrs Bank Buildings
    8-10 Dane Street
    Northwich
    Cheshire
    CW9 5HA
    UNITED KINGDOM
    Phone
    +440160648521

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.
  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Insurance Admin

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Stockbroking

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Debt Advice

    Show 1 limitation
    • · This permission is limited to debt counselling with no debt management activity
  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Lisa Davies

    IRN LXD01281

    • CF30 Customer (29 Mar 2016 to 1 Nov 2016)
  • Louise Jane Hough

    IRN LJH01106

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 9A. Advising on P2P agreements
    • SMF3 Executive Director (since 7 Mar 2026)
    • [FCA CF] Client dealing (since 1 Sep 2023)
    • [FCA CF] Functions requiring qualifications (since 1 Sep 2023)
  • Louise Maria Higham

    IRN LMH01075

    • CF30 Customer (3 Dec 2007 to 5 Jun 2009)
    • CF21 Investment Adviser (24 Oct 2007 to 31 Oct 2007)
  • Michael Joseph Sheehan

    IRN MJS01663

    • [FCA CF] Client dealing (9 Dec 2020 to 31 May 2024)
    • [FCA CF] Functions requiring qualifications (9 Dec 2020 to 31 May 2024)
    • CF30 Customer (1 Dec 2016 to 8 Dec 2019)
  • Nicholas Robert Steggel

    IRN NXS00342

    • SMF3 Executive Director (since 25 Feb 2026)
    • Responsible for Insurance Distribution (since 25 Feb 2026)
    • Director of firm who is not a certification employee or a SMF manager (since 1 Jan 2021)
  • Paul Andrew Storrar

    IRN PAS01225

    • CF21 Investment Adviser (24 Oct 2007 to 24 Oct 2007)
  • Paul Antony England

    IRN PXE00155

    • SMF3 Executive Director (since 9 Mar 2026)
    • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Mar 2026)
    • SMF16 Compliance Oversight (since 9 Mar 2026)
  • Peter Hellam

    IRN PXH00175

    • CF30 Customer (3 Dec 2007 to 21 Dec 2012)
    • CF24 Pension Transfer Specialist (24 Oct 2007 to 31 Oct 2007)
    • CF21 Investment Adviser (24 Oct 2007 to 31 Oct 2007)
  • Rebecca Lesley Massey

    IRN RXM00096

    • 21. Advising or arranging (bringing about) equity release transactions
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2020)
    • [FCA CF] Client dealing (9 Dec 2020 to 12 May 2021)

Recent activity

Updates to this firm's record on the FCA register.

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