COMPLETE FINANCIAL SOLUTIONS LIMITED

• Principal Place of Business

  Complete Finance

  88 Duke Street

  Chelmsford

  Essex

  CM1 1JP

  UNITED KINGDOM

  Phone

  +441245209100

  Web

  https://www.complete-financial-solutions.co.uk

• Complaints Contact

  Complete Finance

  88 Duke Street

  Chelmsford

  Essex

  CM1 1JP

  UNITED KINGDOM

  Phone

  +441245209100

• Buy-to-Let Mortgage Advice

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
  • · Limited to debt counselling which is provided in connection with investment

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Anthony Richard Truesdale

  IRN ART00003

  • CF30 Customer (1 Nov 2007 to 31 Dec 2010)
  • CF21 Investment Adviser (1 Jul 2005 to 31 Oct 2007)
• David John Lucas

  IRN DJL01175

  • CF30 Customer (1 Jul 2009 to 15 Mar 2011)
• Julie Elizabeth Cooper

  IRN JEC00001

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 3 Jun 2025)
  • [FCA CF] Functions requiring qualifications (since 3 Jun 2025)
• Michael Banfield

  IRN MJB00019

  • CF30 Customer (9 Sep 2010 to 31 Dec 2012)
  • CF1 Director (9 Sep 2010 to 29 Feb 2012)
• Paul Nicholas Evans

  IRN PNE00004

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Client dealing (since 1 Dec 2020)
  • [FCA CF] Functions requiring qualifications (since 1 Dec 2020)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 28 Sep 2016)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)
  • CF8 Apportionment and Oversight (25 Nov 2004 to 31 Mar 2009)
  • CF24 Pension Transfer Specialist (25 Nov 2004 to 31 Oct 2007)
  • CF21 Investment Adviser (25 Nov 2004 to 31 Oct 2007)
  • CF11 Money Laundering Reporting (25 Nov 2004 to 8 Dec 2019)
  • CF10 Compliance Oversight (25 Nov 2004 to 8 Dec 2019)
  • CF1 Director (25 Nov 2004 to 8 Dec 2019)
• Peter James Hutley

  IRN PXH00521

  • [FCA CF] Functions requiring qualifications (3 Feb 2022 to 29 Jul 2022)
  • Appointed representative dealing with clients for which they require qualification (3 Feb 2022 to 29 Jul 2022)

• Live Financial Mortgages Limited (no longer appointed)

  FRN 785696 · Appointed 1 Aug 2017 · Until 10 Mar 2023

No changes recorded yet.