CMIS Independent Financial Advisors Limited

Date authorised
3 June 2019
Companies House
11677393
Last scraped
1 day ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    5 London Hill
    Rayleigh
    Essex
    SS6 7HW
    UNITED KINGDOM
    Phone
    +441268771819
    Web
    https://www.cmisifa.co.uk

  • Complaints Contact

    5 London Hill
    Rayleigh
    Essex
    SS6 7HW
    UNITED KINGDOM
    Phone
    +441268771819

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Retail (Investment), Professional, Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Retail (Investment), Professional, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Personal pension scheme, Life Policy

    Show 2 limitations
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Eligible Counterparty, Commercial, Retail (Investment), Professional, Retail (Non-Investment Insurance), Stakeholder pension scheme, Share, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Personal pension scheme, Non-investment insurance contracts, Life Policy, Government and public security, Debenture, Certificates representing certain security, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Retail (Investment), Professional, Retail (Non-Investment Insurance), Stakeholder pension scheme, Share, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Personal pension scheme, Non-investment insurance contracts, Life Policy, Government and public security, Debenture, Certificates representing certain security, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Credit Brokering

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • David Anthony Painter

    IRN DAP00008

    • (9)SMF3 Executive Director (since 18 Sep 2025)
  • David William Boone

    IRN DWB00005

    • (20)21. Advising or arranging (bringing about) equity release transactions
    • (21)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • (22)9A. Advising on P2P agreements
    • (23)7. Giving personal recommendations on long-term care insurance contracts
    • (24)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • (25)4. Giving personal recommendations on retail investment products which are not broker funds
    • (30)[FCA CF] Client dealing (since 8 Dec 2020)
    • (31)[FCA CF] Functions requiring qualifications (since 8 Dec 2020)
    • (29)SMF3 Executive Director (since 9 Dec 2019)
    • (28)SMF16 Compliance Oversight (since 9 Dec 2019)
    • (26)Responsibility for MCD Intermediation (since 3 Jun 2019)
    • (27)Responsible for Insurance Distribution (since 3 Jun 2019)
    • (5)CF30 Customer (3 Jun 2019 to 8 Dec 2019)
    • (6)CF10 Compliance Oversight (3 Jun 2019 to 8 Dec 2019)
    • (7)CF1 Director (3 Jun 2019 to 8 Dec 2019)
  • Hayley Ann Jarvis

    IRN HAJ01025

    • (3)9A. Advising on P2P agreements
    • (6)4. Giving personal recommendations on retail investment products which are not broker funds
    • (5)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • (4)7. Giving personal recommendations on long-term care insurance contracts
    • (1)21. Advising or arranging (bringing about) equity release transactions
    • (2)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • (7)[FCA CF] Client dealing (since 10 Sep 2025)
    • (8)[FCA CF] Functions requiring qualifications (since 10 Sep 2025)
  • Stephen Robert Dean

    IRN SRD00002

    • (15)4. Giving personal recommendations on retail investment products which are not broker funds
    • (14)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • (13)7. Giving personal recommendations on long-term care insurance contracts
    • (12)9A. Advising on P2P agreements
    • (11)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • (10)21. Advising or arranging (bringing about) equity release transactions
    • (19)[FCA CF] Functions requiring qualifications (since 8 Dec 2020)
    • (18)[FCA CF] Client dealing (since 8 Dec 2020)
    • (16)SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
    • (17)SMF3 Executive Director (since 9 Dec 2019)
    • (2)CF30 Customer (3 Jun 2019 to 8 Dec 2019)
    • (3)CF11 Money Laundering Reporting (3 Jun 2019 to 8 Dec 2019)
    • (4)CF1 Director (3 Jun 2019 to 8 Dec 2019)
  • William Crocker

    IRN WXC00002

    • (1)[FCA CF] Functions requiring qualifications (8 Dec 2020 to 4 Aug 2025)

Recent activity

Updates to this firm's record on the FCA register.

  1. controlled function removed: 4. Giving personal recommendations on retail investment products which are not broker funds

  2. controlled function removed: Responsible for Insurance Distribution

  3. controlled function removed: [FCA CF] Client dealing

  4. controlled function removed: SMF3 Executive Director

  5. controlled function removed: 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)

  6. controlled function removed: 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)

  7. controlled function removed: 9A. Advising on P2P agreements

  8. controlled function removed: 21. Advising or arranging (bringing about) equity release transactions

  9. controlled function removed: 4. Giving personal recommendations on retail investment products which are not broker funds

  10. controlled function removed: 4. Giving personal recommendations on retail investment products which are not broker funds

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