Clydesdale Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Collection
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Loans
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Richard Llewellyn Davies
IRN RLD01048
- CF1 Director (22 Sep 2005 to 28 Jul 2006)
Ronald Denholm
IRN RXD01548
- CF1 Director (17 Mar 2011 to 29 Feb 2016)
- Responsible for Insurance Mediation (17 Mar 2011 to 28 May 2015)
- CF3 Chief Executive (17 Mar 2011 to 28 May 2015)
Sally Jane Clark
IRN SJC01431
- CF28 Systems and controls (9 Sep 2014 to 28 Feb 2019)
Sarah-Jayne O'Donovan
IRN SXO01313
- SMF4 Chief Risk (since 2 Jul 2020)
- [FCA CF] Significant management (6 Jan 2025 to 13 May 2025)
- CF1 Director (20 Jan 2016 to 8 Dec 2019)
Simon Kingsbury
IRN SXK01671
- SMF17 Money Laundering Reporting Officer (MLRO) (since 11 Jan 2025)
Simon Murphy
IRN SXM00743
- SMF3 Executive Director (since 29 May 2024)
- SMF2 Chief Finance (since 29 May 2024)
Steven Beasty
IRN SXB00675
- SMF24 Chief Operations (since 2 May 2023)
Steven Ewart
IRN SJE01133
- SMF2 Chief Finance (9 Mar 2020 to 31 Mar 2020)
- SMF3 Executive Director (9 Mar 2020 to 31 Mar 2020)
Steven Penketh
IRN SJP01293
- SMF24 Chief Operations (11 Feb 2020 to 31 Mar 2020)
Stuart Whitby
IRN SXW00823
- [FCA CF] Significant management (since 20 Jan 2025)

Smaller firms operating under this firm's FCA authorisation.

Barclays Global Service Centre Private Limited
FRN 794617 · Appointed 21 Nov 2017
Barclays Execution Services Limited (no longer appointed)
FRN 786625 · Appointed 14 Aug 2017 · Until 5 Jul 2024
Barclays Shared Services Private Limited (no longer appointed)
FRN 480378 · Appointed 23 Jan 2017 · Until 2 Dec 2017

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.