BOWER RETIREMENT LIMITED

• Principal Place of Business

  Ongar Business Centre

  The Gables

  Fyfield Road

  Ongar

  Essex

  CM5 0GA

  UNITED KINGDOM

  Phone

  +442038176050

  Web

  https://www.bowerhomefinance.co.uk

• Complaints Contact

  Ongar Business Centre

  The Gables

  Fyfield Road

  ONGAR

  ESSEX

  CM5 0GA

  UNITED KINGDOM

  Phone

  +442038176050

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders."

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Michael White

  IRN MXW00150

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 3 Feb 2021)
• Neil Lewis Wallace

  IRN NXW00053

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
• Neil Stevenson

  IRN NXS00015

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 31 Mar 2025)
• Nicola Briggs

  IRN NXJ01139

  • [FCA CF] Functions requiring qualifications (26 Jun 2023 to 14 Dec 2023)
  • [FCA CF] Client dealing (26 Jun 2023 to 14 Dec 2023)
• Paraskevou Christofi

  IRN PXK01392

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 6 Jun 2025)
• Patrick McCarry

  IRN PXM00094

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
• Paul Antony George Rumbold

  IRN PAR01097

  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 29 Jul 2024)
• Paul Charles McDermott

  IRN PXM00328

  • [FCA CF] Significant management (since 9 Dec 2019)
• Paul Edward Leonard

  IRN PXL00032

  • [FCA CF] Functions requiring qualifications (22 Jun 2022 to 31 Mar 2023)
• Paul Jenkins

  IRN PXJ00077

  • [FCA CF] Functions requiring qualifications (9 Jan 2023 to 13 Jun 2023)

• Bower Pension Services (no longer appointed)

  FRN 608338 · Appointed 7 Oct 2013 · Until 20 Apr 2015

No changes recorded yet.