BIRMINGHAM BANK LIMITED

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Trades With You Directly

For Eligible Counterparty, Professional, Retail (Investment), Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract, Spread Bet
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- · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
Consumer Loans
Loan Servicing
Mortgage Setup

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

LOUISA MARIE CLOW
IRN LMM01127
- SMF16 Compliance Oversight (7 Jul 2023 to 15 Mar 2024)
- SMF17 Money Laundering Reporting Officer (MLRO) (7 Jul 2023 to 15 Mar 2024)
Lee Robert Dawkins
IRN LRD00001
- SMF24 Chief Operations (since 5 Sep 2025)
- [FCA CF] Significant management (7 Apr 2025 to 5 Sep 2025)
Malcolm Towlson
IRN MXT01979
- SMF2 Chief Finance (24 May 2021 to 27 Jan 2023)
Margaret Page
IRN MXP01350
- CF1 Director (1 Dec 2001 to 31 Oct 2013)
Mark Rowley
IRN MXR01106
- [FCA CF] Significant management (since 15 Dec 2025)
Mark St John Stephens
IRN MSS01131
- SMF10 Chair of the Risk Committee (16 May 2022 to 27 Aug 2024)
Matthew Smith
IRN MXS02957
- SMF1 Chief Executive (21 Jul 2021 to 29 Sep 2023)
Michael Gary LAMONT
IRN MGL01097
- SMF7 Group Entity Senior Manager (15 Dec 2023 to 25 Oct 2024)
Morris Robert Muter
IRN MXM03122
- SMF14 Senior Independent Director (17 Oct 2019 to 8 Jan 2021)
- CF2 Non Executive Director (2 Jan 2013 to 6 Mar 2016)
Neil Bunker
IRN NXB78332
- [FCA CF] Significant management (since 1 May 2024)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.