Atom Bank PLC

• Principal Place of Business

  The Pattern Shop

  Sussex Street

  Newcastle Upon Tyne

  NE1 3PD

  UNITED KINGDOM

  Phone

  +4403333990050

  Web

  https://atombank.co.uk

• Complaints Contact

  The Pattern Shop

  Sussex Street

  Newcastle Upon Tyne

  NE1 3PD

  UNITED KINGDOM

  Phone

  +4403333990050

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

• Buy-to-Let Mortgage Admin

• Buy-to-Let Mortgage Lending

• Mortgage Servicing

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Buy-to-Let Start Date

• Buy-to-Let Status

• Trades With You Directly

  For Eligible Counterparty, Professional, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract, Spread Bet

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.

• Mortgage Lending

  For Customer, Regulated mortgage contract

• David Castling

  IRN DJC01476

  • [FCA CF] Material risk taker (since 31 Mar 2023)
  • [FCA CF] Significant management (1 Jun 2019 to 31 Mar 2023)
• David James McCarthy

  IRN DJM01309

  • [PRA CF] Key function holder (7 Mar 2016 to 31 Oct 2022)
  • SMF2 Chief Finance (7 Mar 2016 to 1 Nov 2022)
  • CF1 Director (23 Jun 2015 to 6 Mar 2016)
• Duncan Ross Bland

  IRN DXB00700

  • [FCA CF] Material risk taker (18 Aug 2022 to 31 Mar 2023)
• Edward Short

  IRN EFS01007

  • [FCA CF] Material risk taker (since 10 Sep 2018)
• Edward Twiddy

  IRN EXT01294

  • SMF18 Other Overall Responsibility (since 27 Jun 2016)
  • [PRA CF] Key function holder (27 Jun 2016 to 22 Jun 2022)
• Eleanor Hutchinson

  IRN EXH00281

  • [FCA CF] Material risk taker (1 Aug 2023 to 12 Feb 2025)
• Elizabeth Elliott

  IRN EXE33058

  • [FCA CF] Significant management (1 Jun 2016 to 5 Feb 2021)
• Emily Theakston

  IRN EXT33055

  • [FCA CF] Material risk taker (30 Oct 2017 to 11 May 2022)
• Eve Huitson

  IRN EXH00216

  • [FCA CF] Significant management (1 Jul 2022 to 31 Mar 2023)
• Faizah Rafique

  IRN FXR00177

  • [FCA CF] Significant management (since 27 Oct 2025)

No changes recorded yet.