ARBUTUS WEALTH MANAGEMENT (AWM) LTD

• Principal Place of Business

  Later Life Matters Ltd

  11-13 Church Street

  Hertford

  Hertfordshire

  SG14 1EJ

  UNITED KINGDOM

  Phone

  +441992667417

  Web

  https://www.laterlifematters.co.uk

• Complaints Contact

  Later Life Matters Ltd

  11-13 Church Street

  Hertford

  Hertfordshire

  SG14 1EJ

  UNITED KINGDOM

  Phone

  +441992667417

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Professional, Retail (Investment)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• David Mark Potton

  IRN DXP00663

  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 14 Jul 2025)
• Glenn McDonald Williams

  IRN GMW00002

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • Responsibility for MCD Intermediation (since 29 Jul 2025)
  • Responsible for Insurance Distribution (since 29 Jul 2025)
  • SMF16 Compliance Oversight (since 25 Jun 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 25 Jun 2025)
  • [FCA CF] Client dealing (since 5 Mar 2021)
  • [FCA CF] Functions requiring qualifications (since 5 Jan 2021)
  • SMF3 Executive Director (since 19 Jun 2020)
• Harvey Stephen Gelman

  IRN HSG00004

  • [FCA CF] Functions requiring qualifications (5 Jan 2021 to 4 Apr 2023)
  • [FCA CF] Client dealing (5 Jan 2021 to 4 Apr 2023)
  • SMF3 Executive Director (5 Jan 2021 to 4 Apr 2023)
• Joanne Michele Brown

  IRN JMB01256

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 12 Nov 2025)
  • [FCA CF] Client dealing (since 12 Nov 2025)
  • Responsibility for MCD Intermediation (5 Jan 2021 to 29 Jul 2025)
  • Responsible for Insurance Distribution (5 Jan 2021 to 29 Jul 2025)
  • SMF16 Compliance Oversight (5 Jan 2021 to 26 Jun 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (5 Jan 2021 to 26 Jun 2025)
  • SMF3 Executive Director (5 Jan 2021 to 26 Sep 2025)
  • [FCA CF] Client dealing (5 Jan 2021 to 22 Oct 2025)
  • [FCA CF] Functions requiring qualifications (5 Jan 2021 to 22 Oct 2025)

No changes recorded yet.