Andrew Smith

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Insurance Admin

For Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Hire
Consumer Hire Servicing

Senior staff personally approved by the FCA to hold their roles here.

Mark Garith Hamblin
IRN MGH01110
- CF1 Director (AR) (16 Feb 2022 to 18 Nov 2022)
Mark William Collins
IRN MXC00831
- CF1 Director (AR) (18 Oct 2022 to 2 Feb 2023)
Mateusz Dlugoszek
IRN MXD02567
- CF1 Director (AR) (6 Sep 2022 to 1 Mar 2023)
Mathew Felix Gonzalez
IRN MXG00896
- CF1 Director (AR) (since 4 Dec 2025)
Matthew Caffrey
IRN MXC00795
- CF1 Director (AR) (31 Aug 2022 to 10 Apr 2023)
Matthew James Adam
IRN MXA00261
- CF1 Director (AR) (16 Mar 2021 to 22 Nov 2021)
Michael Charles Eve
IRN MCE00002
- CF1 Director (AR) (18 May 2021 to 6 Jan 2022)
Michael John Bassett
IRN MJB01623
- CF1 Director (AR) (27 Mar 2023 to 30 Nov 2023)
Michael Lang
IRN MXL00571
- CF1 Director (AR) (4 Sep 2023 to 6 Mar 2025)
Michelle Mellor
IRN MXM00806
- CF1 Director (AR) (29 Mar 2022 to 15 Sep 2022)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.