Zoe Spicer

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Aspire Insurance Advisers Limited
FRN 312228
- SMF3 Executive Director (since 26 Nov 2025)
Folgate Underwriting Agency Ltd (no longer approved here)
FRN 304782
- SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 31 Oct 2021)
- SMF3 Executive Director (9 Dec 2019 to 31 Oct 2021)
- CF11 Money Laundering Reporting (22 May 2018 to 8 Dec 2019)
- CF1 Director (22 May 2018 to 8 Dec 2019)
- CF28 Systems and controls (22 May 2018 to 8 Dec 2019)
Hadron UK Insurance Company Limited (no longer approved here)
FRN 202146
- SMF2 Chief Finance (10 Dec 2018 to 31 Oct 2021)
- SMF17 Money Laundering Reporting Officer (MLRO) (10 Dec 2018 to 31 Oct 2021)
- SIMF2 Chief Finance Function (22 May 2018 to 9 Dec 2018)
- CF11 Money Laundering Reporting (22 May 2018 to 9 Dec 2018)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.