Yuan Yuan Richardson

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Lucky Mortgages Limited
FRN 1025384
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 11 Mar 2025)
- SMF16 Compliance Oversight (since 11 Mar 2025)
- SMF3 Executive Director (since 11 Mar 2025)
- Responsibility for MCD Intermediation (since 11 Mar 2025)
- Responsible for Insurance Distribution (since 11 Mar 2025)
Beneficial Ltd (no longer approved here)
FRN 736655
- Appointed representative dealing with clients for which they require qualification (8 Dec 2021 to 30 Apr 2025)
LONDON & COUNTRY MORTGAGES LIMITED (no longer approved here)
FRN 143002
- [FCA CF] Functions requiring qualifications (19 Apr 2021 to 27 Apr 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.