Yaiza Patricia Luengo Morales

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Mortgage Advice Bureau Limited
FRN 455545
- SMF24 Chief Operations (since 4 Mar 2026)
- SMF3 Executive Director (since 4 Mar 2026)
Mortgage Advice Bureau (Derby) Limited
FRN 466154
- SMF24 Chief Operations (since 4 Mar 2026)
- SMF3 Executive Director (since 4 Mar 2026)
CAPITAL PROTECT LIMITED
FRN 531444
- SMF24 Chief Operations (since 4 Mar 2026)
- SMF3 Executive Director (since 4 Mar 2026)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.