William Frank Towers

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

WF & CH Towers
FRN 413546
- Employed By (since 25 Feb 2024)
- Employed By (11 Jan 2023 to 23 Feb 2024)
Bspoke Lifestyle Ltd
FRN 820727
- CF4 Partner (AR) (since 25 Feb 2024)
- CF1 Director (AR) (11 Jan 2023 to 23 Feb 2024)
- CF4 Partner (AR) (21 Mar 2019 to 28 Dec 2022)
Thistle Insurance Services Limited (no longer approved here)
FRN 310419
- CF4 Partner (AR) (14 Nov 2011 to 11 Dec 2019)
- CF29 Significant management (1 Nov 2007 to 14 Nov 2011)
- CF17 Significant Mgt (Other Business Operations) (14 Jan 2005 to 31 Oct 2007)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.