Wayne Michael Else

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Else Mortgages Ltd
FRN 1020357
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 6 May 2025)
- Responsibility for MCD Intermediation (since 6 May 2025)
- Responsible for Insurance Distribution (since 6 May 2025)
- SMF16 Compliance Oversight (since 6 May 2025)
- SMF3 Executive Director (since 6 May 2025)
First Complete Limited (no longer approved here)
FRN 435779
- Appointed representative dealing with clients for which they require qualification (20 Apr 2021 to 5 May 2025)
- CF1 Director (AR) (8 Apr 2021 to 5 May 2025)
HSBC UK Bank Plc (no longer approved here)
FRN 765112
- [FCA CF] Functions requiring qualifications (1 Jul 2018 to 18 Apr 2021)
HSBC Bank Plc (no longer approved here)
FRN 114216
- [FCA CF] Functions requiring qualifications (28 Apr 2016 to 1 Jul 2018)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.