Vikas Bhalla

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

INTACT INSURANCE UK LIMITED
FRN 202323
- CF1 Director (AR) (since 11 Jul 2024)
exl Service.com (India) Private Limited
FRN 415268
- (1)Employed By (since 20 Dec 2016)
U K Insurance Limited
FRN 202810
- CF1 Director (AR) (since 20 Jul 2016)
ExlService South Africa (Pty) LTD
FRN 713509
- (2)Employed By (since 20 Jul 2016)
U K Insurance Business Solutions Limited (no longer approved here)
FRN 313783
- CF1 Director (AR) (21 Dec 2016 to 1 Oct 2025)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.