Tracy James

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Responsible Life Limited
FRN 610205
- 21. Advising or arranging (bringing about) equity release transactions
- [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
Santander UK Plc (no longer approved here)
FRN 106054
- CF30 Customer (11 Nov 2008 to 29 Jul 2013)
Phoenix Life Limited (no longer approved here)
FRN 110418
- CF22 Investment Adviser (Trainee) (1 Dec 2001 to 11 Oct 2002)
Columbia Threadneedle Fund Management Limited (no longer approved here)
FRN 121940
- CF22 Investment Adviser (Trainee) (1 Dec 2001 to 1 Jul 2002)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.