Tom Garratt

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Grantham Motor Company Limited
FRN 312369
- SMF3 Executive Director (since 2 Feb 2026)
- CF1 Director (AR) (since 22 Dec 2025)
Vertu Motors (TMC) Limited
FRN 659063
- Employed By (since 22 Dec 2025)
VERTU FIRST INVESTMENTS LIMITED
FRN 307254
- SMF3 Executive Director (since 28 Mar 2024)
- [FCA CF] Significant management (since 9 Dec 2019)
VERTU FOURTH INVESTMENTS LIMITED
FRN 307311
- SMF3 Executive Director (since 28 Mar 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.