Timothy Wheeldon

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Fluent Money Limited
FRN 654425
- SMF1 Chief Executive (since 12 Mar 2024)
- Responsibility for MCD Intermediation (since 29 Nov 2023)
- CF1 Director (AR) (8 Mar 2024 to 19 Dec 2025)
- SMF3 Executive Director (9 Dec 2019 to 12 Mar 2024)
- Responsibility for MCD Intermediation (21 Mar 2016 to 31 May 2016)
- CF1 Director (17 Jun 2015 to 8 Dec 2019)
Mortgage Advice Bureau (Derby) Limited
FRN 466154
- CF1 Director (AR) (since 5 Sep 2022)
Mortgage Advice Bureau Limited
FRN 455545
- CF1 Director (AR) (since 29 Jul 2022)
Fluent Mortgages Horwich Limited
FRN 979600
- (2)Employed By (since 29 Jul 2022)
Fluent Bridging Limited (no longer approved here)
FRN 946250
- (4)Employed By (21 Dec 2021 to 4 Jul 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.