Timothy Spencer

Last updated
6 days ago
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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

  • Optimus Mortgages Ltd

    FRN 945578

    • 18. Administrative functions in relation to effecting or carrying out contracts of insurance which are life policies
    • 21. Advising or arranging (bringing about) equity release transactions
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 31 Aug 2021)
    • Responsibility for MCD Intermediation (since 31 Aug 2021)
    • Responsible for Insurance Distribution (since 31 Aug 2021)
    • SMF3 Executive Director (since 31 Aug 2021)
  • Lloyds Bank PLC (no longer approved here)

    FRN 119278

    • CF30 Customer (1 Nov 2007 to 11 Sep 2011)
    • CF21 Investment Adviser (27 Jul 2006 to 31 Oct 2007)
    • CF22 Investment Adviser (Trainee) (18 Apr 2005 to 27 Jul 2006)

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Updates to this individual's record on the FCA register.

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