Thomas James Richardson

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Scottish Widows Schroder Personal Wealth Limited
FRN 830170
- 7. Giving personal recommendations on long-term care insurance contracts
- 4. Giving personal recommendations on retail investment products which are not broker funds
- [FCA CF] Functions requiring qualifications (since 3 Jun 2020)
- [FCA CF] Client dealing (since 3 Jun 2020)
- CF30 Customer (13 Jun 2019 to 8 Dec 2019)
M&G ADVICE PARTNERS LIMITED (no longer approved here)
FRN 584256
- CF30 Customer (7 Jul 2016 to 19 Oct 2016)
Bank of Scotland plc (no longer approved here)
FRN 169628
- CF30 Customer (28 Oct 2010 to 11 Nov 2012)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.