Thomas James Philp

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Commercial Finance Brokers UK Limited
FRN 736199
- CF1 Director (AR) (since 8 Aug 2025)
Harmony Commercial Limited
FRN 1038891
- (1)Employed By (since 8 Aug 2025)
MORTGAGE INTELLIGENCE LIMITED
FRN 305330
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 26 Mar 2024)
- CF1 Director (AR) (since 25 Mar 2024)
Harmony Financial Limited
FRN 1008836
- (1)Employed By (since 25 Mar 2024)
Mortgage Advice Bureau Limited (no longer approved here)
FRN 455545
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 5 Feb 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.