Stewart Graham Carter

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Coventry Citizens Advice
FRN 617571
- Director of firm who is not a certification employee or a SMF manager (since 8 Dec 2025)
Coventry Building Society (no longer approved here)
FRN 150892
- [FCA CF] Manager of certification employee (7 Mar 2016 to 1 Oct 2025)
- [PRA CF] Significant risk taker or Material risk taker (7 Mar 2016 to 1 Oct 2025)
- CF11 Money Laundering Reporting (1 Dec 2001 to 5 Oct 2015)
- CF15 Internal Audit (1 Dec 2001 to 8 Nov 2004)
ITL Mortgages Limited (no longer approved here)
FRN 302608
- CF11 Money Laundering Reporting (27 Jun 2012 to 5 Oct 2015)
Godiva Mortgages Limited (no longer approved here)
FRN 457622
- CF11 Money Laundering Reporting (19 Dec 2006 to 5 Oct 2015)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.