Stephen Charnock

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

CHARNOCK COMMERCIAL FINANCE LTD
FRN 1039549
- Employed By (since 1 Aug 2025)
Connect IFA Ltd
FRN 441505
- CF1 Director (AR) (since 24 Jul 2025)
Stonebridge Mortgage Solutions Ltd
FRN 454811
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- CF1 Director (AR) (since 19 Aug 2024)
- Appointed representative dealing with clients for which they require qualification (since 28 Apr 2022)
Charnock Mortgages Ltd
FRN 971882
- Employed By (since 19 Aug 2024)
Countrywide Principal Services Limited (no longer approved here)
FRN 301684
- [FCA CF] Functions requiring qualifications (14 Jan 2021 to 26 Apr 2022)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.