Stephen Bernard Clowes

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

StreamBank PLC
FRN 954876
- SMF14 Senior Independent Director (since 11 Jul 2025)
- SMF11 Chair of the Audit Committee (since 28 Jun 2022)
Activtrades Plc (no longer approved here)
FRN 434413
- SMF3 Executive Director (9 Dec 2019 to 3 Mar 2020)
- CF1 Director (2 Nov 2017 to 8 Dec 2019)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.