Stephen Bache

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Connect IFA Ltd
FRN 441505
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 23 May 2025)
Dragon Brokers Limited (no longer approved here)
FRN 599430
- Appointed representative dealing with clients for which they require qualification (8 Aug 2024 to 29 Nov 2024)
Fluent Money Limited (no longer approved here)
FRN 654425
- Appointed representative dealing with clients for which they require qualification (5 Oct 2023 to 14 May 2024)
Countrywide Principal Services Limited (no longer approved here)
FRN 301684
- [FCA CF] Functions requiring qualifications (26 May 2023 to 24 Jul 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.